146 Willmont St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 146 Willmont St, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1940
Lot Size	0.147 acres (6,404 sqft)
Owner	2 Individual Names on File
Last Sale	$117,500 (Oct 2020)
Tax Bill	$1,072 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081329-00.0`

Property Details

APN / Parcel Number

Primary APN	`081329-00.0`
Alternative APNs	`140010722000010090000000` `261400 107.22-1-9`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,144 sqft Living Area
1st Floor Area	572 sqft
2nd Floor Area	572 sqft
Game Room	Game Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,404 sqft (0.147 acres)
Lot Dimensions	160 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	339 sqft
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	081329-00.0
Street Address	146 WILLMONT ST
City	ROCHESTER
State	NY
Zip	14609-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0083.00 503 22 00000 75 WILLMONT SUB
Legal Subdivision	WILLMONT SUBDIVISION
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2002
Census Tract	8301

Owner

146 Willmont St is owned and occupied by two individuals who bought it in October 2020.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	146 WILLMONT ST, ROCHESTER, NY 14609-3621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
May 31, 2017	Warranty Deed, Transfer · Conventional with PMI ADVANTAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	May 31, 2017 · Amount on File
Deed Document Number	2020403
Deed Book / Page	12413 / 260
Prior Transfer Date	Apr 15, 2009
Prior Transfer Doc	0000000868
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Oct 28, 2020
Property Address	146 WILLMONT ST, ROCHESTER, NY 14609-3621
Document Number	0000000403
Book / Page	12413 / 260
Map Reference	LB 38 PG 28
Instrument Date	Oct 22, 2020
Instrument	202010280403
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 WILLMONT ST, 146, ROCHESTER, NY 14609-3621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	146 WILLMONT ST, ROCHESTER, NY 14609-3621

Mortgage

Document Number	0000000405
Date	Oct 28, 2020
Instrument	202010280405

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 31, 2017
Property Address	146 WILLMONT ST, ROCHESTER, NY 14609-3621
Document Number	0000000226
Book / Page	011866 / 000598
Instrument Date	May 30, 2017
Instrument	226
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	STEWART TITLE, STEWART TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	146 WILLMONT ST ROCHESTER NY 146093621, ROCHESTER, NY 14609-3621

Mortgage

Document Number	227
Date	May 31, 2017
Book Page	027160/000394
Instrument	227

Lender

Name	ADVANTAGE CU
Type	Credit Union
Address	ROCHESTER, NY 14624

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 146 Willmont St was $1,072, down 6.5% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,072.00 (-6.46%)
2025	$1,146.00	$129,200 Land $13,400 Building $115,800	$129,200 Land $13,400 Building $115,800
2023		$74,000 Land $6,400 Building $67,600	$89,157 Land $7,711 Building $81,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 Willmont St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 146 Willmont St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Greenlight Networks, T-Mobile.

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