146 Williamsburg Ln, Troy, MO 63379 Property Records

Lincoln County property record for 146 Williamsburg Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,190 sqft · built 2018
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,300 (Aug 2021)
Tax Bill	$2,038 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-30-06-000-000-004.103`

Property Details

APN / Parcel Number

Primary APN	`20-30-06-000-000-004.103`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	146 WILLIAMSBURG LN
City	TROY
State	MO
Zip	63379-2963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 93 HAMPTONS PLAT 4, PLAT 14/307
Legal Range	01E
Legal Township	48N
Legal Section	06
Legal Subdivision	THE HAMPTONS PLAT FOUR
Legal Lot Number	93
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3003
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 WILLIAMSBURG LN, TROY, MO 63379-2963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Oct 26, 2022	Intrafamily Transfer, Transfer · Line of Credit FCS FINANCIAL FCLA
Sep 12, 2022	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	202110322
Deed Book / Page	2467 / 770
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	146 WILLIAMSBURG LN, TROY, MO 63379-2963
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002483/670
Date	Sep 12, 2022
Book Page	2483/670
Instrument	2022009438

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Oct 26, 2022
Property Address	146 WILLIAMSBURG LN, TROY, MO 63379-2963
Document Number	0002485/24
Book / Page	2485 / 24
Instrument Date	Oct 25, 2022
Instrument	2022010801
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 WILLIAMSBURG LN, TROY, MO 63379-2963

Mortgage

Document Number	2022010802
Date	Oct 26, 2022
Instrument	2022010802

Lender

Name	FCS FINANCIAL FCLA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	368 Months
Due	Jun 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 12, 2022
Property Address	146 WILLIAMSBURG LN, TROY, MO 63379-2963
Document Number	002483/668
Book / Page	2483 / 668
Map Reference	MB 14 PG 307
Instrument Date	Sep 8, 2022
Instrument	2022009436
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 WIIIIAMSHNRG LANE, TROY, MO 63379

Mortgage

Document Number	002483/669
Date	Sep 12, 2022
Book Page	2483/669
Instrument	2022009437

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 3, 2021
Property Address	146 WILLIAMSBURG LN, TROY, MO 63379-2963
Document Number	2467/770
Book / Page	2467 / 770
Map Reference	MB 14 PG 307
Instrument Date	Jul 22, 2021
Instrument	2021010322
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 VLFILLIAMSBURG LN, 146, TROY, MO 63379

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	146 VLFILLIAMSBURG LN, TROY, MO 63379

Mortgage

Document Number	2021010323
Date	Aug 3, 2021
Instrument	2021010323

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	146 WILLIAMSBURG LN, TROY, MO 63379-2963
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2449/146
Date	Jul 6, 2020
Book Page	2449/146
Instrument	2020007186

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,438 (-) Land $4,457 Building $27,981
2025	$2,038.00 (+6.04%)	$32,438 (+7.35%) Land $4,457 Building $27,981	$170,730 (+7.36%) Land $23,460 Building $147,270
2023	$1,922.00 (+10.08%)	$30,216 Land $3,830 Building $26,385	$159,030 Land $20,160 Building $138,870
2022	$1,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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