146 West St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 146 West St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,614 sqft · built 1940
Lot Size	0.216 acres (9,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$422,000 (Jul 2010)
Tax Bill	$8,138 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`READ M:010.0-0000-0122.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:010.0-0000-0122.0`
Alternative APNs	`M:010.0=0000=0122.0` `30000000051` `300000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,614 sqft Living Area
Gross Area	3,301 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,422 sqft (0.216 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	30000000051
Street Address	146 WEST ST
City	READING
State	MA
Zip	01867-3369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3013
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 WEST ST, READING, MA 01867-3369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) READING COOPERATIVE BANK
Nov 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ALLIED MORTGAGE & SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2010 · Amount on Record
Deed Sale	Jul 30, 2010 · Amount on Record
Prior Sale	Aug 25, 2003 · Amount on Record
Deed Document Number	2010127017
Deed Book / Page	55084 / 595
Transfer Doc	48035-263
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	146 WEST ST, READING, MA 01867-3369
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081452-428
Date	Apr 24, 2023
Book Page	81452/428
Instrument	40459

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2033

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	146 WEST ST, READING, MA 01867-3369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76260-153
Date	Nov 24, 2020
Book Page	76260/153
Instrument	222623

Lender

Name	ALLIED MORTGAGE & SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,138.00 (-2.26%)	$742,500 (+1.57%) Land $420,900 Building $321,600	$771,424 (+3.69%)
2025	$8,326.00 (+1.17%)	$731,000 (+4.1%) Land $414,300 Building $316,700	$743,945 (+5.24%)
2024	$8,230.00 (+3.24%)	$702,200 (+10.9%) Land $398,000 Building $304,200	$706,895
2023	$7,972.00	$633,200 Land $358,900 Building $274,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Astound Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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