St. Charles County property record for 146 Wellspring Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,764 sqft · built 2017 |
| Lot Size | 0.067 acres (2,962 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,627 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | T160900026 |
| Primary APN | T160900026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Basement Area | 441 sqft |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 2,962 sqft (0.067 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T160900026 |
|---|---|
| Street Address | 146 WELLSPRING DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGWELL VLG #2 LOT B3 |
| Legal Range | 04E |
| Legal Township | 47N |
| Legal Subdivision | SPRINGWELL VLG #2 |
| Legal Block | 3 |
| Legal Lot Number | B3 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 310903 |
146 Wellspring Dr is owned by a company that acquired it in January 2026.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 650 N CREEK DR, FESTUS, MO 63028-2632 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2017 | Deed of Trust, Mortgage AMERICAN BANK OF MISSOURI |
| Nov 18, 2020 | Deed of Trust, Mortgage · Line of Credit CBRE MULTIFAMILY CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2026 |
| Deed Sale | Jan 30, 2026 |
| Deed Document Number | 2026R-004315 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 146 WELLSPRING DR, SAINT CHARLES, MO 63303-3140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068480605 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 6848/0605 |
| Instrument | 20171205000751040 |
| Name | AMERICAN BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Address | WRIGHT CITY, MO 63390 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 146 WELLSPRING DR, SAINT CHARLES, MO 63303-3140 |
| Document Number | 0000089701 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1000 EXECUTIVE PARKWAY DR #106 CREVE COEUR MO 631416369, 106, CREVE COEUR, MO 63141-6369 |
| Document Number | 0000089701 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 89701 |
| Name | CBRE MULTIFAMILY CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 929 GESSNER RD # 1700, HOUSTON, TX 77024-2317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 146 Wellspring Dr was $3,627.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,627.00 | $57,923 | $304,858 Land $15,000 Building $289,858 |
| 2023 | $56,657 | ||
| 2022 | $298,194 Land $15,000 Building $283,194 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 Wellspring Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 146 Wellspring Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
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