146 Vandergrift Dr, Covington, TN 38019 Property Records

Tipton County property record for 146 Vandergrift Dr, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,284 sqft · built 1973
Lot Size	0.539 acres (23,490 sqft)
Owner	2 Individual Names on File
Last Sale	$217,500 (Feb 2025)
Tax Bill	$701 (2022)
Deeds & Mortgages	Feb 2025 Sale Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`084042A A 00800`

Property Details

APN / Parcel Number

Primary APN	`084042A A 00800`
Alternative APN	`042A A 00800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft
Basement Area	260 sqft
Finished Basement	260 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,490 sqft (0.539 acres)
Lot Dimensions	145 ft deep x 162 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	76 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	146 VANDERGRIFT DR
City	COVINGTON
State	TN
Zip	38019-4635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C49
Legal Subdivision	EASTERN HGTS
Legal Lot Number	8
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1030
Census Tract	40602

Owner

Source: Tipton County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	146 VANDERGRIFT DR, COVINGTON, TN 38019-4635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2025	Warranty Deed, Transfer
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF RIPLEY
Oct 4, 2023	Special Warranty Deed, Transfer ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES
Jun 9, 2023	Trustee's Deed, Foreclosure
Mar 7, 2018	Loan Modification, Mortgage · Conventional with PMI WFB NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Oct 4, 2023 · Amount on Record
Deed Document Number	2025280968
Deed Book / Page	2069 / 916
Prior Transfer Date	Jan 22, 2025
Prior Transfer Doc	0002067570
Record Updated	Jun 8, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Feb 18, 2025
Property Address	146 VANDERGRIFT DR, COVINGTON, TN 38019-4635
Document Number	0002069916
Book / Page	2069 / 916
Instrument Date	Feb 14, 2025
Instrument	280968
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$804.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	146 VARDERGRITT DR, COVINGTON, TN 38019

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	146 VANDERGRIFT DR, COVINGTON, TN 38019-4635
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 TURKEY HILL RD, RIPLEY, TN 38063-5690

Mortgage

Document Number	0002025518
Date	Jan 8, 2024
Book Page	2025/518
Instrument	271643

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Oct 3, 2024

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Oct 4, 2023
Property Address	146 VANDERGRIFT DR, COVINGTON, TN 38019-4635
Document Number	0002016277
Book / Page	2016 / 277
Instrument Date	Sep 21, 2023
Instrument	269667
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Amount	Amount Recorded
Tax	$225.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 TURKEY HILL RD, RIPLEY, TN 38063-5690

June 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	TIPTON TN
Recording Date	Jun 9, 2023
Property Address	146 VANDERGRIFT DR, COVINGTON, TN 38019-4635
Document Number	0002002391
Book / Page	2002 / 391
Instrument Date	May 30, 2023
Instrument	266749
Transaction Type	Foreclosure
Record Updated	Jun 20, 2023

Transaction

Amount	Amount Recorded
Tax	$353.64
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HOME CAMPUS, DES MOINES, IA 50328-0001

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	146 VANDERGRIFT DR, COVINGTON, TN 38019-4635
Document Number	1755713
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 VANDERGRIFT DR COVINGTON TN 380194635, COVINGTON, TN 38019-4635

Mortgage

Document Number	1755713
Date	Apr 11, 2018
Book Page	001755/000713
Instrument	212788

Lender

Name	WFB NA
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,325 (-) Land $5,300 Building $25,025
2023		$30,325 (+41.87%) Land $5,300 Building $25,025
2022	$701.00	$21,375 Land $3,900 Building $17,475	$85,500 (-29.51%) Land $15,600 Building $69,900
2020			$121,300 Land $21,200 Building $100,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2010–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Vandergrift Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures