Worcester County and Westborough Town property record for 146 Upton Rd, Westborough, MA 01581
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,182 sqft · built 1971 |
| Lot Size | 0.581 acres (25,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $699,000 (Mar 2026) |
| Tax Bill | $10,652 (2025) |
| Deeds & Mortgages | Mar 2025 Line of Credit Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WBOR M:0002 B:000023 L:0 |
| Primary APN | WBOR M:0002 B:000023 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,182 sqft Living Area |
| Gross Area | 3,974 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 25,300 sqft (0.581 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 146 UPTON RD |
|---|---|
| City | WESTBOROUGH |
| State | MA |
| Zip | 01581-3222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 23 |
| Jurisdiction | WESTBOROUGH MA |
| Township / Civil Division | WESTBOROUGH |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 742401 |
Source: Worcester County and Westborough Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 146 UPTON RD, WESTBOROUGH, MA 01581-3222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 11, 2025 | Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION |
| Sep 7, 2021 | Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION |
| Mar 3, 2026 | Quit Claim Deed, Transfer 2004-000069 LLC |
| Sep 7, 2021 | Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on Record |
| Deed Sale | Mar 3, 2026 · Amount on Record |
| Deed Book / Page | 73263 / 343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 146 UPTON RD, WESTBOROUGH, MA 01581-3222 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071723-354 |
|---|---|
| Date | Mar 11, 2025 |
| Book Page | 71723/354 |
| Instrument | 18708 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 146 UPTON RD, WESTBOROUGH, MA 01581-3222 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065998-222 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 65998/222 |
| Instrument | 125094 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Recording Date | Mar 3, 2026 |
| Property Address | 146 UPTON RD, WESTBOROUGH, MA 01581-3222 |
| Document Number | 073263-343 |
| Book / Page | 73263 / 343 |
| Instrument Date | Feb 2, 2026 |
| Instrument | 16091 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 UPTON RD, WESTBOROUGH, MA 01581-3222 |
| Document Number | 0000016092 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 16092 |
| Name | 2004-000069 LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 146 UPTON RD, WESTBOROUGH, MA 01581-3222 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 65998-222 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 65998/222 |
| Instrument | 125094 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westborough Town |
| Unified School District | Westborough School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,652.00 (+5.96%) | $653,900 (+6.74%) Land $320,400 Building $333,500 | $809,495 (+48.53%) |
| 2024 | $10,053.00 (+3.98%) | $612,600 (+6.71%) Land $298,000 Building $314,600 | $545,015 |
| 2023 | $9,668.00 | $574,100 Land $282,500 Building $291,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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