Providence City property record for 146 Unit St, Providence, RI 02909
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,572 sqft · built 1950 |
| Lot Size | 0.073 acres (3,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Sep 2021) |
| Tax Bill | $3,165 (2025) |
| Deeds & Mortgages | Jan 2019 Refinance Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:94 L:681 |
| Primary APN | PROV M:94 L:681 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,572 sqft Living Area |
| Gross Area | 2,514 sqft |
| 1st Floor Area | 786 sqft |
| Basement Area | 786 sqft |
| Unfinished Basement | 786 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,200 sqft (0.073 acres) |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 42798 |
|---|---|
| Street Address | 146 UNIT ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02909-3930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Lot Number | 681 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2102 |
146 Unit St is owned and occupied by two individuals who bought it in September 2021.
Source: Providence City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 UNIT ST, PROVIDENCE, RI 02909-3930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SEMPER HOME LOANS INC |
| Sep 30, 2021 | Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on File |
| Deed Sale | Sep 30, 2021 · Amount on File |
| Prior Sale | Mar 7, 2000 · Amount on File |
| Deed Document Number | 2021300476 |
| Deed Book / Page | 13305 / 261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 146 UNIT ST, PROVIDENCE, RI 02909-3930 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 012253-315 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 12253/315 |
| Instrument | 217743 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Sep 30, 2021 |
| Property Address | 146 UNIT ST, PROVIDENCE, RI 02909-3930 |
| Document Number | 013305-261 |
| Book / Page | 13305 / 261 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021300476 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 146 UNIT ST, PROVIDENCE, RI 02909-3930 |
| Document Number | 2021300477 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021300477 |
| Name | HOMESPIRE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 146 Unit St was $3,165.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,165.00 | $376,800 Land $126,700 Building $250,100 | $397,264 |
| 2023 | $5,081.00 (+3.08%) | $276,900 (-) Land $73,300 Building $203,600 | |
| 2022 | $4,929.00 | $276,900 Land $73,300 Building $203,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 Unit St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 146 Unit St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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