Bergen County and Lodi Borough property record for 146 Union St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,256 sqft · built 1957 |
| Lot Size | 0.117 acres (5,101 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,000 (Dec 1988) |
| Tax Bill | $10,085 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00104-0000-00005-03 |
| Primary APN | 31-00104-0000-00005-03 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,256 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,101 sqft (0.117 acres) |
| Lot Dimensions | 102 ft deep x 50 ft wide |
| Account Number | 215600 |
|---|---|
| Street Address | 146 UNION ST |
| City | LODI |
| State | NJ |
| Zip | 07644-3227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X102 |
| Legal Block | 104 |
| Legal Lot Number | 5.03 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30402 |
146 Union St is owned and occupied by two individuals who bought it in December 1988.
Source: Bergen County and Lodi Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 UNION ST, LODI, NJ 07644-3227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 1988 · Amount on File |
| Deed Sale | Dec 22, 1988 · Amount on File |
| Deed Book / Page | 7257 / 984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 146 UNION ST, LODI, NJ 07644-3227 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043790313 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 4379/313 |
| Instrument | 2021145978 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2031 |
The 2025 property tax bill for 146 Union St was $10,085, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,900 (-) Land $141,600 Building $143,300 | $284,900 (-) Land $141,600 Building $143,300 | |
| 2025 | $10,085.00 (+5.61%) | $284,900 Land $141,600 Building $143,300 | $284,900 Land $141,600 Building $143,300 |
| 2024 | $9,549.00 | ||
| 2023 | $284,900 Land $141,600 Building $143,300 | $284,900 Land $141,600 Building $143,300 | |
| 2022 | $9,299.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 146 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures