Bergen County and Paramus Borough property record for 146 Truman Ter, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 4,044 sqft · built 1966 |
| Lot Size | 0.279 acres (12,168 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,861 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-04102-0000-00009 |
| Primary APN | 46-04102-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,044 sqft Living Area |
| 1st Floor Area | 4,044 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 12,168 sqft (0.279 acres) |
| Account Number | 323000 |
|---|---|
| Street Address | 146 TRUMAN TER |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-1612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100XIRR 5LT |
| Legal Subdivision | CEDAR PARK ESTATES SEC 2 |
| Legal Block | 4102 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 42400 |
Source: Bergen County and Paramus Borough records · APN 46-04102-0000-00009
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 TRUMAN TER, PARAMUS, NJ 07652-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 26, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 17, 2021 |
| Transfer Doc | 0041030727 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 146 TRUMAN TER, PARAMUS, NJ 07652-1612 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 146 TRUMAN TER, PARAMUS, NJ 07652-1612 |
| Document Number | 0050701568 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 5070/1568 |
| Instrument | 2023056924 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 26, 2021 |
| Property Address | 146 TRUMAN TER, PARAMUS, NJ 07652-1612 |
| Document Number | 0041030727 |
| Book / Page | 4103 / 727 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 2021064224 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 146 TRUMAN TER, PARAMUS, NJ 07652-1612 |
Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,045,900 (+5.5%) Land $485,000 Building $560,900 | $1,045,900 (+5.5%) Land $485,000 Building $560,900 | |
| 2025 | $14,861.00 (+8.48%) | $991,400 (+10.35%) Land $443,100 Building $548,300 | $991,400 (+10.35%) Land $443,100 Building $548,300 |
| 2024 | $13,699.00 (+4.77%) | ||
| 2023 | $898,400 Land $364,900 Building $533,500 | $898,400 Land $364,900 Building $533,500 | |
| 2022 | $13,075.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030424004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1984–2011) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 314 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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