146 Tidewater Ct, Hampstead, NC 28443 Property Records

Pender County property record for 146 Tidewater Ct, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,756 sqft · built 2025
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Feb 2022)
Tax Bill	$2,866 (2025)
Deeds & Mortgages	Mar 2025 Construction Loan Feb 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`4214-76-8568-0000`

Property Details

APN / Parcel Number

Primary APN	`4214-76-8568-0000`
Alternative APNs	`000049432` `955993`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,756 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Lot Area	87,120 sqft (2 acres)
Cabin	Cabin
Gazebo	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000049432
Street Address	146 TIDEWATER CT
City	HAMPSTEAD
State	NC
Zip	28443-0029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	L9,PB 41/23 VIRGINIA BAY
Legal Subdivision	VIRGINIA BAY
Legal Lot Number	9
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2028
Census Tract	920104

Owner

146 Tidewater Ct is owned by two individuals who bought it in February 2022.

Source: Pender County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	486 W CRAFTSMAN WAY, HAMPSTEAD, NC 28443-0047
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2025	Deed of Trust, Mortgage · Construction Mortgage UNITED WHOLESALE MORTGAGE
Feb 3, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2022 · Amount on File
Deed Sale	Feb 3, 2022 · Amount on File
Deed Document Number	202220097209
Deed Book / Page	4778 / 2157
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	146 TIDEWATER CT, HAMPSTEAD, NC 28443-0029
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 W CRAFTSMAN WAY, HAMPSTEAD, NC 28443-0047

Mortgage

Document Number	0048582827
Date	Mar 24, 2025
Book Page	4858/2827

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	371 Months
Due	Feb 1, 2056

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 3, 2022
Property Address	146 TIDEWATER CT, HAMPSTEAD, NC 28443-0029
Document Number	0047782157
Book / Page	4778 / 2157
Map Reference	MB 41 PG 29
Instrument Date	Dec 15, 2021
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047782159
Date	Feb 3, 2022
Instrument	4778/2159

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 146 Tidewater Ct was $2,866.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,866.00	$1,203,684 Land $122,000 Building $1,081,684	$1,203,684 Land $122,000 Building $1,081,684
2023		$309,873 (-) Land $232,153 Building $77,720	$309,873 (-) Land $232,153 Building $77,720
2022	$2,579.00	$309,873 Land $232,153 Building $77,720	$309,873 Land $232,153 Building $77,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 Tidewater Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Tidewater Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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