146 Thoroughbred Way, Milton, WV 25541 Property Records

Cabell County property record for 146 Thoroughbred Way, Milton, WV 25541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,330 sqft · built 2007
Lot Size	1.19 acres (51,836 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Mar 2024)
Tax Bill	$2,634 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`03-12-0053.0040`

Property Details

APN / Parcel Number

Primary APN	`03-12-0053.0040`
Alternative APN	`06-03-12-0053.0040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,330 sqft Living Area
1st Floor Area	2,654 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	51,836 sqft (1.19 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	146 THOROUGHBRED WAY
City	MILTON
State	WV
Zip	25541-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 146 SADDLE BROOKE 146 THOROUGHBRED WAY C/F 12/53 2007 TAX YEAR
Legal Subdivision	SADDLE BROOKE
Legal Lot Number	146
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1014
Census Tract	10702

Owner

Source: Cabell County assessment roll, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	146 THOROUGHBRED WAY, MILTON, WV 25541-9568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
	Deed of Trust, Mortgage
Oct 18, 2018	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage VICTORIAN FINANCE LLC
May 5, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK/WV
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK/WV
Mar 26, 2024	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Oct 18, 2018	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK
Dec 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage VICTORIAN FINANCE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Dec 19, 2007 · Amount on Record
Deed Document Number	20246195820
Deed Book / Page	1499 / 562
Last Transfer Date	Apr 21, 2026
Transfer Doc	0006260464
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	146 THOROUGHBRED WAY, MILTON, WV 25541-9568
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002724/139
Date	Dec 4, 2018
Book Page	2724/139
Instrument	5997440

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

Interest

Rate Type	Adjustable Rate

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	146 THOROUGHBRED WAY, MILTON, WV 25541-9568
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 THOROUGHBRED WAY, MILTON, WV 25541-9568

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	146 THOROUGHBRED WAY, MILTON, WV 25541-9568
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002719/595
Date	Oct 18, 2018
Book Page	2719/595
Instrument	5991684

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	4.6%
Index	1-Year CMT

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	146 THOROUGHBRED WAY, MILTON, WV 25541-9568
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002790/514
Date	Aug 5, 2020
Book Page	2790/514
Instrument	6069528

Lender

Name	VICTORIAN FINANCE LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABELL WV
Recording Date	May 5, 2026
Property Address	146 THOROUGHBRED WAY, MILTON, WV 25541-9568
Document Number	0006260464
Book / Page	1549 / 710
Instrument Date	Apr 21, 2026
Instrument	20266260464
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	BEST TITLE AGENCY, BESTITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 THOROUGHBRED WAY, MILTON, WV 25541-9568

Mortgage

Document Number	0006260464,
Date	May 5, 2026
Book Page	3035/452
Instrument	20266260464

Lender

Name	CITY NATIONAL BANK/WV

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Recording Date	May 5, 2026
Property Address	146 THOROUGHBRED WAY, MILTON, WV 25541-9568
Document Number	0006260465
Book / Page	3035 / 452
Instrument Date	Apr 21, 2026
Instrument	20266260465
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BESTITLE, BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	146 THOROUGHBRED WAY, MILTON, WV 25541-9568

Mortgage

Document Number	0006260465,
Date	May 5, 2026
Book Page	3035/452
Instrument	20266260465

Lender

Name	CITY NATIONAL BANK/WV

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABELL WV
Recording Date	Mar 26, 2024
Property Address	146 THOROUGHBRED WAY, MILTON, WV 25541-9568
Document Number	001499/562
Book / Page	1499 / 562
Map Reference	MB 1156 PG 292
Instrument Date	Mar 21, 2024
Instrument	6195820
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	NOT AVAILABLE, BESTITLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	631 RIVERVIEW DR, BARBOURSVILLE, WV 25504-1060

Mortgage

Document Number	0006195821
Date	Mar 26, 2024
Instrument	6195821

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.45%
Type Change Date	Apr 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.45%
Max Rate At Change	8.45%
Index	5-Year TN
Max Rate	10.4%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	146 THOROUGHBRED WAY, MILTON, WV 25541-9568
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2719/595
Date	Oct 18, 2018
Book Page	2719/595
Instrument	5991684

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	4.6%
Index	1-Year CMT

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	146 THOROUGHBRED WAY, MILTON, WV 25541-9568
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2724/139
Date	Dec 4, 2018
Book Page	2724/139
Instrument	5997440

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	146 THOROUGHBRED WAY, MILTON, WV 25541-9568
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2790/514
Date	Aug 5, 2020
Book Page	2790/514
Instrument	6069528

Lender

Name	VICTORIAN FINANCE LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,634.00 (-15.85%)	$192,600 (-15.5%) Land $20,160 Building $172,440	$321,000 (-15.5%) Land $33,600 Building $287,400
2023	$3,130.00 (-0.67%)	$227,940 (-) Land $16,680 Building $211,260	$379,900 (-) Land $27,800 Building $352,100
2022	$3,151.00	$227,940 Land $16,680 Building $211,260	$379,900 Land $27,800 Building $352,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC - HUNTINGTON DIST private · serves 98,647 people · EPA ID WV3300608
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35

May also be available: Frontier, Verizon.

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