Stephens County property record for 146 Terrace Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,106 sqft · built 1950 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on File |
| Last Sale | $50,000 (Jun 2010) |
| Tax Bill | $1,327 (2025) |
| Deeds & Mortgages | Mar 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | T26 091 |
| Primary APN | T26 091 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,106 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,068 sqft (0.3 acres) |
| Terrain | Gentle Slope |
| Porch | Slab |
| Porch Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 677300 |
|---|---|
| Street Address | 146 TERRACE DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-1937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOTS 11 & 12 BLK A GARLAND S/D |
| Legal Subdivision | GARLAND S/D |
| Legal Block | A |
| Legal Lot Number | 11,12 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 970102 |
146 Terrace Dr is owned by a company that bought it in June 2010.
Source: Stephens County records, as of August 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2145 PRATHER BRIDGE RD, TOCCOA, GA 30577-2154 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2010 · Amount on File |
| Deed Sale | Jun 4, 2010 · Amount on File |
| Prior Sale | Apr 5, 2007 · Amount on File |
| Deed Book / Page | 928 / 364 |
| Prior Transfer Date | Jan 1, 2000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 146 TERRACE DR, TOCCOA, GA 30577-1937 |
| Document Number | 0011230178 |
| Book / Page | 001123 / 000178 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2145 PRATHER BRIDGE RD TOCCOA GA 305772154, TOCCOA, GA 30577-2154 |
| Document Number | 0011230178 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 001123/000178 |
| Name | CHATTAHOOCHEE BK/GA |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, GA 30501-4528 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | May 30, 2019 |
The 2025 property tax bill for 146 Terrace Dr was $1,327.
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,327.00 | $48,366 Land $3,235 Building $45,131 | $120,915 Land $8,088 Building $112,827 |
| 2023 | $883.00 (+6%) | $29,664 (+5.95%) Land $3,235 Building $26,429 | $74,161 (+5.95%) Land $8,088 Building $66,073 |
| 2022 | $833.00 | $27,997 Land $3,235 Building $24,762 | $69,993 Land $8,088 Building $61,905 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 Terrace Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 146 Terrace Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| TruVista Communications Cable | 500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Point Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures