Otsego County and Otego Town property record for 146 Stuarts Rd, Otego, NY 13825
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | built 1995 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $427 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 364889 324.00-1-10.04 |
| Primary APN | 364889 324.00-1-10.04 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Cabin | Cabin |
| Canopy | 270 sqft |
| Account Number | 188284 |
|---|---|
| Street Address | 146 STUARTS RD |
| City | OTEGO |
| State | NY |
| Zip | 13825 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Legal Lot Number | 10.004 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTEGO |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 591401 |
Source: Otsego County and Otego Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 302 COUNTY HIGHWAY 4, UNADILLA, NY 13849-2266 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 1, 2007 |
| Transfer Doc | 0011100725 |
| Record Updated | Oct 29, 2026 |
Source: Otsego County and Otego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otego Town |
| Unified School District | Otego-Unadilla Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427.00 (+2.64%) | ||
| 2025 | $416.00 | $14,200 (-) Land $4,600 Building $9,600 | $18,684 (+22.37%) Land $6,053 Building $12,631 |
| 2023 | $14,200 Land $4,600 Building $9,600 | $15,269 Land $4,946 Building $10,323 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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