Amador County property record for 146 Spanish St, Sutter Creek, CA 95685
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 1997 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Apr 2023) |
| Tax Bill | $6,468 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-122-027-000 |
| Primary APN | 018-122-027-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 146 SPANISH ST |
|---|---|
| City | SUTTER CREEK |
| State | CA |
| Zip | 95685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | POR LOT 3 BLK 6 |
| Legal Subdivision | SUTTER CRK TOWNSITE |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | AMADOR CA |
| Township / Civil Division | IONE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 303 |
146 Spanish St is owned by two individuals who bought it in April 2023.
Source: Amador County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 MERCED DR, SAN BRUNO, CA 94066-2520 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2023 · Amount on File |
| Deed Sale | Apr 24, 2023 · Amount on File |
| Prior Sale | Aug 18, 2006 · Amount on File |
| Deed Document Number | 20232096 |
| Prior Transfer Date | Oct 29, 2014 |
| Prior Transfer Doc | 0000007659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | AMADOR CA |
| Recording Date | Apr 24, 2023 |
| Property Address | 146 SPANISH ST, SUTTER CREEK, CA 95685 |
| Document Number | 0000002096 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 2023-0002096 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 106 MERCED DR, SAN BRUNO, CA 94066-2520 |
| Document Number | 0000002098 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023-0002098 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 146 Spanish St was $6,468.
Source: Amador County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Amador County |
| Municipality | Sutter Creek City |
| Unified School District | Amador County Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $652,642 (+2%) Land $185,711 Building $466,931 | ||
| 2025 | $6,468.00 | $639,846 Land $182,070 Building $457,776 | |
| 2024 | $542,700 | ||
| 2023 | $5,767.00 (+1.91%) Homeowner's exemption | $576,958 Land $284,058 Building $292,900 | |
| 2022 | $5,659.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 Spanish St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1980–2022) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 146 Spanish St is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AWA, TANNER serves 4,940 people · EPA ID CA0310003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cal.net, Verizon.
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