Cabarrus County property record for 146 Softwind Ln, Concord, NC 28025 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,410 sqft · built 1983 |
| Lot Size | 1.04 acres (45,600 sqft) |
| Owner | Company Name on File |
| Last Sale | $122,500 (Nov 2004) |
| Tax Bill | $1,997 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5538 12 0391 |
| Primary APN | 5538 12 0391 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| Gross Area | 2,595 sqft |
| 1st Floor Area | 1,410 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,600 sqft (1.04 acres) |
| Lot Dimensions | 285 ft deep x 160 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Concrete Driveway |
| Driveway Area | 1,210 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Storage Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 30693 |
|---|---|
| Street Address | 146 SOFTWIND LN |
| City | CONCORD |
| State | NC |
| Zip | 28025-9271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 SOFTWINDS |
| Legal Subdivision | SOFTWINDS |
| Legal Lot Number | 2 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 40501 |
Source: Cabarrus County records · APN 5538 12 0391
Assessment roll updated September 23, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 146 SOFTWIND LN, CONCORD, NC 28025-9271 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU |
| Mar 18, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 17, 2004 · Amount on Record |
| Deed Sale | Nov 17, 2004 · Amount on Record |
| Prior Sale | Nov 22, 1983 · Amount on Record |
| Deed Book / Page | 5659 / 87 |
| Last Transfer Date | Dec 07, 2024 |
| Transfer Doc | 0000026255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 146 SOFTWIND LN, CONCORD, NC 28025-9271 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 146 SOFTWIND LN, CONCORD, NC 28025-9271 |
| Document Number | 0017767149 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 17767/149 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year CMT |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 146 SOFTWIND LN, CONCORD, NC 28025-9271 |
| Document Number | 13432126 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2019 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 146 SOFTWIND LN CONCORD NC 280259271, CONCORD, NC 28025-9271 |
| Document Number | 13432126 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 013432/000126 |
| Instrument | 7070 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 26, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 146 SOFTWIND LN, CONCORD, NC 28025-9271 |
| Document Number | 13432140 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 146 SOFTWIND LN CONCORD NC 280259271, CONCORD, NC 28025-9271 |
| Document Number | 13432140 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 013432/000140 |
| Instrument | 7071 |
| Name | STATE EMPS CU |
|---|---|
| Address | HARRISBURG, NC 28075 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,997.00 (+32.78%) | $291,120 (+60.7%) Land $58,000 Building $233,120 | |
| 2024 | $291,120 (+60.7%) Land $58,000 Building $233,120 | ||
| 2023 | $1,504.00 | $181,160 Land $32,000 Building $149,160 | $181,160 Land $32,000 Building $149,160 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250405013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 34% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Uniti Group | DSL | 100 / 20 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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