146 Shell Falls Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 146 Shell Falls Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,631 sqft · built 2005
Owner	Individual Name on File
Last Sale	$331,900 (Jul 2025)
Tax Bill	$3,660 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0516270508`

Property Details

APN / Parcel Number

Primary APN	`0516270508`
Alternative APN	`U28311973O000026000050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,631 sqft Heated Area
1st Floor Area	1,631 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0516270508
Street Address	146 SHELL FALLS DR
City	APOLLO BEACH
State	FL
Zip	33572-3126
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD
Legal Description	SOUTHSHORE FALLS PHASE 1 LOT 5 BLOCK 26
Legal Range	19E
Legal Township	31S
Legal Section	28
Legal Subdivision	SOUTHSHORE FALLS PHASE 1
Legal Phase	1
Legal Block	26
Legal Lot Number	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1015
Census Tract	14118

Owner

Source: Hillsborough County records · APN 0516270508

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	146 SHELL FALLS DR, RUSKIN, FL 33572-3126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Aug 06, 2008
Deed Document Number	2025315993
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	146 SHELL FALLS DR, APOLLO BEACH, FL 33572-3126
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 SHELL FALLS DR, APOLLO BEACH, FL 33572-3126

Mortgage

Document Number	2021502127
Date	Oct 05, 2021
Instrument	2021502127

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,660.00 (+7.65%) Homeowner's exemption	$212,773 (+5.99%)	$263,176 (-4.15%) Land $25,709 Building $237,467
2023	$3,400.00 (+5.26%) Homeowner's exemption	$200,753 (+3%)	$274,574 (+7.6%) Land $26,897 Building $247,677
2022	$3,230.00 Homeowner's exemption	$194,906	$255,189 Land $24,956 Building $230,233

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 635 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	635 in force
Nearby Flood Claims	42 (1982–2024)
Claims Outside the SFHA	7 of 42
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims Hurricane Eta, Nov 2020 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 154 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH SHORE FALLS SOUTH MASTER METER #1 private · serves 995 people
Water Source	Purchased surface water from HCWRD/SOUTH-CENTRAL
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.