Warwick City property record for 146 Shamrock Dr, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1955 |
| Lot Size | 0.169 acres (7,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Nov 2017) |
| Tax Bill | $4,399 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37100900000 |
| Primary APN | 37100900000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 360 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,350 sqft (0.169 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 100090130 |
|---|---|
| Street Address | 146 SHAMROCK DR |
| City | WARWICK |
| State | RI |
| Zip | 02886-8025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 90 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 21903 |
146 Shamrock Dr is owned and occupied by two individuals who bought it in November 2017.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 SHAMROCK DR, WARWICK, RI 02886-8025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU |
| Mar 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Nov 6, 2017 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK |
| Jun 23, 2017 | Warranty Deed, Transfer HOME LN & INVEST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2017 · Amount on File |
| Deed Sale | Nov 6, 2017 · Amount on File |
| Prior Sale | Jun 23, 2017 · Amount on File |
| Deed Book / Page | 8938 / 132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 146 SHAMROCK DR, WARWICK, RI 02886-8025 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010135-41 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 10135/41 |
| Instrument | 6925 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 146 SHAMROCK DR, WARWICK, RI 02886-8025 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9789-10 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 9789/10 |
| Instrument | 6138 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Nov 6, 2017 |
| Property Address | 146 SHAMROCK DR, WARWICK, RI 02886-8025 |
| Document Number | 8938-132 |
| Book / Page | 8938 / 132 |
| Instrument | 16667 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 89380134 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | 08938/0134 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jun 23, 2017 |
| Property Address | 146 SHAMROCK DR, WARWICK, RI 02886-8025 |
| Document Number | 8844-121 |
| Book / Page | 8844 / 121 |
| Instrument | 9027 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 88440124 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 08844/0124 |
| Name | HOME LN & INVEST BK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 23, 2047 |
The 2025 property tax bill for 146 Shamrock Dr was $4,399.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,399.00 | $346,400 Land $112,000 Building $234,400 | |
| 2024 | $346,180 | ||
| 2023 | $3,719.00 (-2.34%) | $262,100 (+28.92%) Land $93,800 Building $168,300 | |
| 2022 | $3,808.00 | $203,300 Land $70,700 Building $132,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 Shamrock Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 11 (1978–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 146 Shamrock Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
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