146 SE Crestwood Cir, #6-46, Stuart, FL 34997 Property Records

Martin County property record for 146 SE Crestwood Cir, #6-46, Stuart, FL 34997

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,700 sqft · built 1982
Owner	2 Individual Names on File
Last Sale	$390,000 (Nov 2022)
Tax Bill	$4,657 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-38-41-430-006-0046.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-430-006-0046.0-8-0000`
Alternative APNs	`55-38-41-430-006-00460-8` `45114`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45114
Street Address	146 SE CRESTWOOD CIR, 6-46
City	STUART
State	FL
Zip	34997-7439
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CRESTWOOD CONDO BLDG 6 UNIT 46
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	CRESTWOOD CONDO
Legal Block	1
Legal Lot Number	46
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1014
Census Tract	1107

Owner

146 SE Crestwood Cir, #6-46 is owned by two individuals who acquired it in July 2025.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	146 SE CRESTWOOD CIR, 6-46, STUART, FL 34997-7439
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2022 · Amount on File
Deed Sale	Nov 28, 2022 · Amount on File
Deed Document Number	20222991226
Deed Book / Page	3347 / 2707
Last Transfer Date	Jul 31, 2025
Transfer Doc	0035151554
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 28, 2022
Property Address	146 SE CRESTWOOD CIR # 6-46, 6-46, STUART, FL 34997-7439
Document Number	0033472707
Book / Page	3347 / 2707
Map Reference	MB 512 PG 2069
Instrument Date	Nov 21, 2022
Instrument	2991226
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	752 SE MISTY MEADOW WAY, STUART, FL 34997-2817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 SE CRESTWOOD CIR # 6-46, 6-46, STUART, FL 34997-7439

Mortgage

Document Number	0033472710
Date	Nov 28, 2022
Instrument	3347/2710

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 146 SE Crestwood Cir, #6-46 was $4,657, down 1.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,657.00 (-1.13%) Homeowner's exemption	$337,707	$340,340 Building $340,340
2024	$4,710.00 (-1.59%)
2023	$4,786.00 (+487.24%) Additional exemption filed	$328,190 (+264.51%) Building $328,190	$328,190 (+75.5%) Building $328,190
2022	$815.00 Homeowner's exemption	$90,035	$187,000 Building $187,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 146 SE Crestwood Cir, #6-46 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 SE Crestwood Cir, #6-46 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH FORK HOMEOWNER UTIL CORP private · serves 200 people · EPA ID FL4430484
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20