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146 S Elm Dr, Payson, AZ 85541 Property Records

Gila County property record for 146 S Elm Dr, Payson, AZ 85541

Property Summary

Property TypeMobile Home
Details1,792 sqft · built 2007
Lot Size1.02 acres (44,431 sqft)
Owner2 Individual Names on Record
Last Sale$465,000 (Feb 2024)
Tax Bill$899 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN304-31-048

Property Details

APN / Parcel Number

Primary APN304-31-048
Alternative APNs
  • M005879
  • R033322
  • 033322

Interior

Stories1 Story
Building Area1,792 sqft Living Area
1st Floor Area1,792 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleMobile Home
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsbestos
Lot Area44,431 sqft (1.02 acres)
Lot Dimensions56 ft deep x 32 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberM005879
Street Address146 S ELM DR
CityPAYSON
StateAZ
Zip85541-2067
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSECTION: 24 TOWNSHIP: 09N RANGE: 10E SERIAL: CEM007189AZ/AB YEAR: 0 MAKE: - CLAYTON SIZE: 32 X 56 LOT 41 OF GISELA RANCHES SUBDIVISION OF PLAT 404SE1/4 SEC 24 T9N R10E = 1.02 ACA/A 2009 2007 32X56 CLAYTON MH VIN CEM007189AZ-AB FEE 2007-019188
Legal Range10E
Legal Township09N
Legal Section24
Legal SubdivisionGISELA RANCHES SUBD
Legal Lot Number41
JurisdictionGILA AZ
Township / Civil DivisionTONTO BASIN
Census Block Group1
Census Block1005
Census Tract600

Owner

Source: Gila County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address146 S ELM DR, PAYSON, AZ 85541-2067
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2024 · Amount on Record
Deed SaleFeb 27, 2024 · Amount on Record
Prior SaleSep 7, 2007 · Amount on Record
Deed Document Number20241628
Prior Transfer DateMay 1, 2007
Prior Transfer Doc0000008028
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateFeb 27, 2024
Property Address146 S ELM DR, PAYSON, AZ 85541-2067
Document Number0000001628
Map ReferenceMAP 563I
Instrument DateFeb 12, 2024
Instrument2024-001628
Transaction TypeTransfer
Record UpdatedApr 19, 2024
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address146 S ELM DR, PAYSON, AZ 85541-2067

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address146 S ELM DR, PAYSON, AZ 85541-2067

Mortgage

Document Number0000001629
DateFeb 27, 2024
Instrument2024-001629
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,508 (+12.42%) Land $6,857 Building $12,651$195,078 (+12.42%) Land $68,571 Building $126,507
2025$899.00 (+6.64%)
2024$17,353 Land $4,566 Building $12,787$173,526 Land $45,655 Building $127,871
2023$843.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims20 (1993–2018)
Claims Outside the SFHA1 of 20
Most Recent ClaimJul 2018 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Jan 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 78% of Arizona
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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