146 S Benson St, White Cloud, MI 49349 Property Records

Newaygo County property record for 146 S Benson St, White Cloud, MI 49349

Property Summary

Property TypeSingle Family Home
Lot Size0.216 acres (9,447 sqft)
OwnerIndividual Name on File
Last Sale$163,000 (Oct 2024)
Tax Bill$2,484 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-05-136-018

Property Details

APN / Parcel Number

Primary APN15-05-136-018

Exterior

Lot Area9,447 sqft (0.216 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address146 S BENSON ST
CityWHITE CLOUD
StateMI
Zip49349-8672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOCAL ZONE
Legal DescriptionLOT 18 ASSESSOR'S PLAT NO. 1 CITY OF WHITE CLOUD
Legal SubdivisionASSESSOR'S PLAT NO 1
Legal Lot Number18
JurisdictionNEWAYGO MI
Township / Civil DivisionWHITE CLOUD
Census Block Group2
Census Block2053
Census Tract970700

Owner

Source: Newaygo County records · APN 15-05-136-018

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5966 HOLTON DUCK LAKE RD, TWIN LAKE, MI 49457-9664
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2024 · Amount on Record
Deed SaleOct 10, 2024 · Amount on Record
Prior SaleOct 10, 2024 · Amount on Record
Prior Transfer DateJul 19, 2004
Prior Transfer Doc0408007324
Record UpdatedSep 20, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWAYGO MI
Recording DateSep 05, 2019
Property Address146 S BENSON ST, WHITE CLOUD, MI 49349-8672
Document Number475/73
Book / Page475 / 73
Instrument DateSep 03, 2019
Transaction TypeTransfer
Record UpdatedSep 07, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number47476
DateSep 05, 2019
Instrument474/76
Lender
NameGERBER FCU
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0000475/73
DateSep 05, 2019
Book Page475/73
Lender
NameGERBER FCU
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Newaygo County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyNewaygo County
MunicipalityWhite Cloud City
Unified School DistrictWhite Cloud Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$53,400 (+41.27%)$106,800 (+41.27%)
2025$2,484.00 (+85.51%)
2023$37,800$75,600
2022$1,339.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Mercury Broadband
Fixed Wireless
150 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Newaygo County Regional Educational Service Agency, Point Broadband Fiber Holding.

Based on FCC filings for 157 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWHITE CLOUD
serves 1,408 people
Water SourceGroundwater
Last State InspectionSep 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on S Benson St

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