Mercer County property record for 146 S 8th St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,288 sqft · built 1937 |
| Lot Size | 0.173 acres (7,571 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,833 (Oct 2022) |
| Tax Bill | $1,757 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Feb 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-027800.0000 |
| Primary APN | 05-027800.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Basement Area | 392 sqft |
| Unfinished Basement | 392 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Lot Area | 7,571 sqft (0.173 acres) |
| Lot Dimensions | 113 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 146 S 8TH ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OUT LOT 31 S PT LOT#: 31 |
| Legal Subdivision | CITIZENS ADDITION |
| Legal Lot Number | 31 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 967700 |
146 S 8th St is owned and occupied by an individual who bought it in October 2022.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 146 S 8TH ST, COLDWATER, OH 45828-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2022 | Warranty Deed, Transfer · FHA Mortgage SERVION INC |
| Feb 23, 2018 | Survivorship Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on File |
| Deed Sale | Oct 4, 2022 · Amount on File |
| Prior Sale | Apr 1, 2009 · Amount on File |
| Deed Document Number | 20224812 |
| Prior Transfer Date | Feb 12, 2018 |
| Prior Transfer Doc | 0000000824 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Oct 4, 2022 |
| Property Address | 146 S 8TH ST, COLDWATER, OH 45828-1529 |
| Document Number | 202200004812 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 202200004812 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 S 8TH ST, COLDWATER, OH 45828-1529 |
| Document Number | 202200004813 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 202200004813 |
| Name | SERVION INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Number | 202200004947 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 202200004947 |
| Name | JAY M KNAPSCHAEFER ETAL |
|---|---|
| Type | Private Party |
| Address | COLDWATER, OH 45828 |
| Amount | Amount on Record |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Feb 23, 2018 |
| Property Address | 146 S 8TH ST, COLDWATER, OH 45828-1529 |
| Document Number | 201800000824 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 201800000824 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 146 S 8TH ST, COLDWATER, OH 45828-1529 |
The 2025 property tax bill for 146 S 8th St was $1,757.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,757.00 | $51,520 (-) Land $7,980 Building $43,540 | |
| 2024 | $1,757.00 (+1.86%) | $51,520 (-) Land $7,980 Building $43,540 | |
| 2023 | $1,725.00 (+9.18%) | $51,520 (+22.67%) Land $7,980 Building $43,540 | $147,200 Land $22,800 Building $124,400 |
| 2022 | $1,580.00 | $42,000 Land $5,040 Building $36,960 | |
| 2020 | $120,000 Land $14,400 Building $105,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 146 S 8th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 146 S 8th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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