146 Rumson Rd, Little Silver, NJ 07739 Property Records

Monmouth County and Little Silver Borough property record for 146 Rumson Rd, Little Silver, NJ 07739

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,616 sqft · built 1903
Lot Size	0.284 acres (12,349 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Nov 2025)
Tax Bill	$12,332 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-00038-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`25-00038-0000-00002`
Alternative APN	`250003800002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,616 sqft Living Area
1st Floor Area	808 sqft
Upper Floors Area	808 sqft
Attic	Attic
Attic Area	600 sqft
Basement Area	208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	12,349 sqft (0.284 acres)
Lot Dimensions	190 ft deep x 65 ft wide
Porch	Open Porch
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	146 RUMSON RD
City	LITTLE SILVER
State	NJ
Zip	07739-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	38
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	LITTLE SILVER
Census Block Group	2
Census Block	2014
Census Tract	804200

Owner

Source: Monmouth County and Little Silver Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 RUMSON RD, LITTLE SILVER, NJ 07739-1344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Jul 20, 2021	Deed, Transfer ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & SETMNT SVC LL
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 8, 2017	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Jul 20, 2021 · Amount on Record
Deed Document Number	202593300
Deed Book / Page	9766 / 8580
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 20, 2025
Property Address	146 RUMSON RD, LITTLE SILVER, NJ 07739-1344
Document Number	0097668580
Book / Page	9766 / 8580
Instrument Date	Nov 7, 2025
Instrument	2025093300
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	BROAD STREET TITLE AGENCY LLC, BROAD STREET TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 CAKES ROAD, RUMSON, NJ 07760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RUMSON RD, LITTLE SILVER, NJ 07739-1344

Mortgage

Document Number	2025093301
Date	Nov 20, 2025
Instrument	2025093301

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 20, 2021
Property Address	146 RUMSON RD, LITTLE SILVER, NJ 07739-1344
Document Number	0095288733
Book / Page	9528 / 8733
Instrument Date	Jun 16, 2021
Instrument	2021110777
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & SETMNT SVC LL

Transaction

Amount	Amount Recorded
Tax	$6,616.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 RUMSON RD, 146, LITTLE SILVER, NJ 07739-1344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RUMSON RD, LITTLE SILVER, NJ 07739-1344

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	146 RUMSON RD, LITTLE SILVER, NJ 07739-1344
Document Number	0000112255
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RUMSON RD LITTLE SILVER NJ 077391344, LITTLE SILVER, NJ 07739-1344

Mortgage

Document Number	0000112255
Date	Nov 16, 2017
Book Page	009259/000656
Instrument	112255

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 8, 2017
Property Address	146 RUMSON RD, LITTLE SILVER, NJ 07739-1344
Document Number	0000087400
Book / Page	009247 / 001039
Instrument Date	Aug 25, 2017
Instrument	87400
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	PREMIER SERVICES ABSTRACT LLC, PREMIER SVC ABS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 RUMSON RD LITTLE SILVER NJ 077391344, LITTLE SILVER, NJ 07739-1344

Mortgage

Document Number	87401
Date	Sep 8, 2017
Book Page	009247/001044
Instrument	87401

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

Source: Monmouth County and Little Silver Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Little Silver Borough
Elementary School District	Little Silver Borough School District (KG - 08)
Secondary School District	Red Bank Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$915,500 (+6.68%) Land $543,000 Building $372,500	$915,500 (+6.68%) Land $543,000 Building $372,500
2025	$12,332.00 (+14.26%)	$858,200 (+47.08%) Land $521,500 Building $336,700	$858,200 (+47.08%) Land $521,500 Building $336,700
2024	$10,793.00 (+7.3%)
2023		$583,500 Land $316,700 Building $266,800	$583,500 Land $316,700 Building $266,800
2022	$10,059.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	37 (1992–2016)
Claims Outside the SFHA	15 of 37
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 21 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Rumson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures