146 Rocky Ledge Dr, Struthers, OH 44471 Property Records

Mahoning County property record for 146 Rocky Ledge Dr, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,584 sqft · built 1973
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Mar 2006)
Tax Bill	$2,934 (2025)
Deeds & Mortgages	Dec 2011 Line of Credit Jan 2006 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`38-032-0-024.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-032-0-024.00-0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	3,912 sqft
1st Floor Area	1,584 sqft
Basement Area	1,548 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	146 ROCKY LEDGE DR
City	STRUTHERS
State	OH
Zip	44471-1466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6655 80 X 125 ROCKY LEDGE DR
Legal Subdivision	ROCKY LEDGE DR
Legal Lot Number	6655
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	2
Census Block	2015
Census Tract	810700

Owner

146 Rocky Ledge Dr is owned and occupied by two individuals who acquired it in December 2025.

Source: Mahoning County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	146 ROCKY LEDGE DR, STRUTHERS, OH 44471-1466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2011	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 20, 2006	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Sep 30, 2025	Certificate of Transfer, Transfer
Mar 31, 2025	Certificate of Transfer, Transfer
Mar 29, 2006	Survivorship Deed, Transfer · Conventional Mortgage FIRST PLACE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2006 · Amount on File
Deed Sale	Mar 29, 2006 · Amount on File
Prior Sale	Jan 24, 1983
Deed Document Number	200610841
Deed Book / Page	5606 / 226
Last Transfer Date	Dec 31, 2025
Transfer Doc	0000004751
Record Updated	Oct 29, 2026

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	146 ROCKY LEDGE DR, STRUTHERS, OH 44471-1466
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005935/624
Date	Dec 2, 2011
Book Page	5935/624
Instrument	201100027724

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 14, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	146 ROCKY LEDGE DR, STRUTHERS, OH 44471-1466
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 ROCKY LEDGE DR, STRUTHERS, OH 44471-1466

Mortgage

Document Number	05591/1263
Date	Jan 20, 2006
Book Page	5591/1263
Instrument	200600002192

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	6750 MILLER RD, BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

September 2025: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	MAHONING OH
Recording Date	Sep 30, 2025
Property Address	146 ROCKY LEDGE DR, STRUTHERS, OH 44471-1466
Document Number	006702/548
Book / Page	6702 / 548
Map Reference	VOL 61 PG 168
Instrument Date	Sep 18, 2025
Instrument	202500020932
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E WESTERN RESERVE RD UNIT 1002, 1002, POLAND, OH 44514-4347

March 2025: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	MAHONING OH
Recording Date	Mar 31, 2025
Property Address	146 ROCKY LEDGE DR, STRUTHERS, OH 44471-1466
Document Number	06670/1414
Book / Page	6670 / 1414
Map Reference	VOL 61 PG 168
Instrument Date	Mar 25, 2025
Instrument	202500005817
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19116 ROYCE WATERFORD CIRCLE, TAMPA, FL 33626

March 2006: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MAHONING OH
Recording Date	Mar 29, 2006
Property Address	146 ROCKY LEDGE DR, STRUTHERS, OH 44471-1466
Document Number	005606/226
Book / Page	5606 / 226
Map Reference	MB61 PG168
Instrument Date	Mar 28, 2006
Instrument	200600010841
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	146 ROCKY LEDGE DR, STRUTHERS, OH 44471-1466

Mortgage

Document Number	200600010842
Date	Mar 29, 2006
Instrument	200600010842

Lender

Name	FIRST PLACE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 146 Rocky Ledge Dr was $2,934.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Poland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,934.00 (-0.03%)	$69,020 (-) Land $8,570 Building $60,450	$197,190 Land $24,480 Building $172,710
2024	$2,935.00 (+1.7%)	$69,020 (-) Land $8,570 Building $60,450
2023	$2,886.00 (+14.93%)	$69,020 (+51.79%) Land $8,570 Building $60,450	$197,190 (+51.78%) Land $24,480 Building $172,710
2022	$2,511.00	$45,470 Land $7,940 Building $37,530	$129,920 Land $22,690 Building $107,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 146 Rocky Ledge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 146 Rocky Ledge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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