146 River Rd, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 146 River Rd, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,360 sqft · built 1958
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Sep 1999)
Tax Bill	$7,829 (2026)
Deeds & Mortgages	Jul 2021 Refinance Mar 2025 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`WINT M:038 L:022`

Property Details

APN / Parcel Number

Primary APN	`WINT M:038 L:022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	2,978 sqft
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,189 sqft (0.188 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	146 RIVER RD
City	WINTHROP
State	MA
Zip	02152-1719
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	22
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1000
Census Tract	180400

Owner

146 River Rd, a duplex, is owned and occupied by an individual who bought it in September 1999.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	146 RIVER RD, WINTHROP, MA 02152-1719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Mar 27, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Jul 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Apr 10, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 1999 · Amount on File
Deed Sale	Sep 24, 1999 · Amount on File
Prior Sale	Oct 2, 1997 · Amount on File
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	146 RIVER RD, WINTHROP, MA 02152-1719
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000922811
Date	Jul 12, 2021
Instrument	922811

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	146 RIVER RD, WINTHROP, MA 02152-1719
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000959709
Date	Mar 27, 2025
Instrument	959709

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	146 RIVER RD, WINTHROP, MA 02152-1719
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	922811
Date	Jul 12, 2021
Instrument	922811

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	146 RIVER RD, WINTHROP, MA 02152-1719
Document Number	0000905566
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 RIVER RD WINTHROP MA 021521719, WINTHROP, MA 02152-1719

Mortgage

Document Number	0000905566
Date	Apr 17, 2020
Instrument	905566

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 146 River Rd was $7,829, up 13.6% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,829.00 (+13.64%)	$702,800 (+5.29%) Land $375,400 Building $327,400	$744,066
2025	$6,889.00 (+1.13%)	$667,500 (+2.11%) Land $357,500 Building $310,000
2024	$6,812.00 (+1.58%)	$653,700 (+4.31%) Land $343,600 Building $310,100
2023	$6,706.00	$626,700 Land $314,500 Building $312,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 54 individual policies
Nearby Flood Policies	70 units insured incl. 16 condo units
Nearby Flood Claims	117 (1978–2024)
Claims Outside the SFHA	5 of 117
Most Recent Claim	Apr 2024 · other causes
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 12 claims Winter Coastal Storm, Dec 1992 · 12 claims Coastal Storm, Oct 1991 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 146 River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy.

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures