146 River Rd, Pawcatuck, CT 06379 Property Records

Stonington Town property record for 146 River Rd, Pawcatuck, CT 06379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,080 sqft · built 1946
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Aug 2020)
Tax Bill	$7,127 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2020 Sale & Refinance
Flood Zone	Zone X (moderate risk)
APN	`STON M:6 B:3 L:12`

Property Details

APN / Parcel Number

Primary APN	`STON M:6 B:3 L:12`
Alternative APNs	`STNG M:6 B:3 L:12` `0861500` `861500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	4,092 sqft
1st Floor Area	1,320 sqft
Basement Area	760 sqft
Unfinished Basement	760 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	62,726 sqft (1.44 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	861500
Street Address	146 RIVER RD
City	PAWCATUCK
State	CT
Zip	06379-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-15
Legal Block	3
Legal Lot Number	12
Jurisdiction	STONINGTON CT
Township / Civil Division	STONINGTON
Census Block Group	1
Census Block	1008
Census Tract	705101

Owner

Source: Stonington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	146 RIVER RD, PAWCATUCK, CT 06379-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Line of Credit DIME BANK
Aug 3, 2020	Warranty Deed, Transfer · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Apr 8, 2002 · Amount on Record
Deed Document Number	20203102710003
Deed Book / Page	803 / 738
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONINGTON CT
Property Address	146 RIVER RD, PAWCATUCK, CT 06379-2018
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000871-198
Date	Sep 2, 2025
Book Page	871/198

Lender

Name	DIME BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONINGTON CT
Recording Date	Aug 3, 2020
Property Address	146 RIVER RD, PAWCATUCK, CT 06379-2018
Document Number	803-738
Book / Page	803 / 738
Instrument Date	Jul 30, 2020
Instrument	3102710003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RIVER RD, PAWCATUCK, CT 06379-2018

Mortgage

Document Number	803-741
Date	Aug 3, 2020
Book Page	803/741
Instrument	3102720010

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Stonington Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Stonington Town
Unified School District	Stonington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,127.00 (+5.13%)	$341,000 (-) Land $98,800 Building $242,200	$653,635 (+173.83%)
2025	$6,779.00	$341,000 (-) Land $98,800 Building $242,200	$238,700 Land $69,160 Building $169,540
2024	$6,779.00 (+4.34%)
2023	$6,497.00 (+21.1%)	$341,000 (+62.77%) Land $98,800 Building $242,200
2022	$5,365.00	$209,500 Land $86,000 Building $123,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Verizon.

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