146 River Rd, Decatur, TX 76234 Property Records

Wise County property record for 146 River Rd, Decatur, TX 76234

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,480 sqft · built 1983
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$380,380 (Sep 2024)
Tax Bill	$2,823 (2025)
Deeds & Mortgages	May 2024 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0460.0057.00`

Property Details

APN / Parcel Number

Primary APN	`R0460.0057.00`
Alternative APNs	`000000758645` `R000028075` `758645`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	42,689 sqft (0.98 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000028075
Street Address	146 RIVER RD
City	DECATUR
State	TX
Zip	76234-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 6 DECATUR ACRES
Legal Subdivision	DECATUR ACRES
Legal Block	6
Legal Lot Number	9
Jurisdiction	WISE TX
Township / Civil Division	DECATUR
Census Block Group	2
Census Block	2011
Census Tract	150103

Owner

146 River Rd is owned and occupied by an individual who bought it in September 2024.

Source: Wise County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	146 RIVER RD, DECATUR, TX 76234-5230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Vendor's Lien, Transfer · Commercial Mortgage MUSTANG CREDIT SOLUTIONS LLC
Nov 8, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 13, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 13, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2024 · Amount on File
Deed Sale	Sep 17, 2024 · Amount on File
Prior Sale	May 9, 2024 · Amount on File
Deed Document Number	202412386
Record Updated	Sep 20, 2026

May 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WISE TX
Recording Date	May 9, 2024
Property Address	146 RIVER RD, DECATUR, TX 76234-5230
Document Number	0202406059
Map Reference	CAB A SL 215
Instrument Date	May 8, 2023
Instrument	202406059
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	SPARTAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 RIVERSIDE DR # 5, 5, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1495 COUNTY ROAD 2535, DECATUR, TX 76234-7228

Mortgage

Document Number	0202406060
Date	May 9, 2024
Instrument	202406060

Lender

Name	MUSTANG CREDIT SOLUTIONS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	146 RIVER RD, DECATUR, TX 76234-5230
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RIVER RD, DECATUR, TX 76234-5230

Mortgage

Document Number	0202118254
Date	Nov 8, 2021
Instrument	202118254

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	269 Months
Due	Apr 1, 2044

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	146 RIVER RD, DECATUR, TX 76234-5230
Document Number	0000004990
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	May 12, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RIVER RD DECATUR TX 762345230, DECATUR, TX 76234-5230

Mortgage

Document Number	0000004990
Date	May 4, 2017
Instrument	4990

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	May 3, 2044

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	146 RIVER RD, DECATUR, TX 76234-5230
Document Number	0000007537
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RIVER RD DECATUR TX 762345230, DECATUR, TX 76234-5230

Mortgage

Document Number	0000007537
Date	Jul 10, 2017
Instrument	7537

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jul 9, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 146 River Rd was $2,823, up 426.7% from the year before.

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wise County
Unified School District	Decatur Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,015 (-15.87%) Land $73,686 Building $225,329	$299,015 (-15.87%) Land $73,686 Building $225,329
2025	$2,823.00 (+426.68%) Homeowner's exemption	$355,432 Land $73,686 Building $281,746	$355,432 Land $73,686 Building $281,746
2024	$536.00
2023		$223,183	$257,863
2021	$1,748.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 River Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 51% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR ACRES WATER private · serves 369 people · EPA ID TX2490030
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: Cirra Networks.

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