146 River Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 146 River Rd, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,144 sqft · built 1983
Lot Size	0.31 acres (13,499 sqft)
Owner	2 Individual Names on File
Last Sale	$1,175,000 (Jan 2024)
Tax Bill	$15,384 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2024 Sale & Mortgage + 2 more
APN	`04-00099-0000-00001-16`

Property Details

APN / Parcel Number

Primary APN	`04-00099-0000-00001-16`
Alternative APNs	`04000990000000010016` `40001169`

Interior

Stories	2 Stories
Building Area	2,144 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	13,499 sqft (0.31 acres)
Lot Dimensions	225 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	40001169
Street Address	146 RIVER RD
City	CHATHAM
State	NJ
Zip	07928-1756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	RIVER VIEW SEC 02
Legal Block	99
Legal Lot Number	1.16
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2010
Census Tract	42800

Owner

146 River Rd is owned and occupied by two individuals who bought it in January 2024.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	146 RIVER RD, CHATHAM, NJ 07928-1756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jan 2, 2024	Deed, Transfer · Conventional Mortgage TD BANK NA
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Nov 29, 2018	Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2024 · Amount on File
Deed Sale	Jan 2, 2024 · Amount on File
Prior Sale	Nov 29, 2018 · Amount on File
Deed Document Number	2024129
Deed Book / Page	24698 / 1641
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	146 RIVER RD, CHATHAM, NJ 07928-1756
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250631450
Date	Feb 24, 2026
Book Page	25063/1450
Instrument	2026007622

Lender

Name	TD BANK NA
Type	Bank
Address	19818

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jan 2, 2024
Property Address	146 RIVER RD, CHATHAM, NJ 07928-1756
Document Number	0246981641
Book / Page	24698 / 1641
Instrument Date	Nov 28, 2023
Instrument	2024000129
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	AFRM TITLE AND ABSTRACT LLC, AFRM TITLE & ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,442.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7316 NW 127TH WAY, PARKLAND, FL 33076-1980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RIVER RD, CHATHAM, NJ 07928-1756
Investor	Possibly a Property Investor

Mortgage

Document Number	2024000130
Date	Jan 2, 2024
Instrument	2024000130

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.6%
Margin	3
Max Rate	11.6%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	146 RIVER RD, CHATHAM, NJ 07928-1756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238251766
Date	Jul 23, 2020
Book Page	23825/1766
Instrument	2020047531

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2045

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Nov 29, 2018
Property Address	146 RIVER RD, CHATHAM, NJ 07928-1756
Document Number	0234560863
Book / Page	23456 / 0863
Map Reference	MAP4056
Instrument Date	Nov 14, 2018
Instrument	2018066483
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	NRT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,874.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 VILLAGE RD, 100, NEW VERNON, NJ 07976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RIVER RD, CHATHAM, NJ 07928-1756

Mortgage

Document Number	2018066484
Date	Nov 29, 2018
Instrument	2018066484

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$950,200 (-) Land $496,000 Building $454,200	$950,200 (-) Land $496,000 Building $454,200
2025		$950,200 Land $496,000 Building $454,200	$950,200 Land $496,000 Building $454,200
2024	$15,384.00
2023		$950,200 (+42.89%) Land $496,000 Building $454,200	$950,200 (+42.89%) Land $496,000 Building $454,200
2022	$14,516.00 (+2.15%)	$665,000 Land $409,600 Building $255,400	$665,000 Land $409,600 Building $255,400
2021	$14,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 146 River Rd; there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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