146 River Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 146 River Rd, Bowdoinham, ME 04008

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,034 sqft · built 1900
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on File
Last Sale	$159,200 (May 2019)
Tax Bill	$2,868 (2025)
Deeds & Mortgages	Feb 2023 Refinance Mar 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BOWN M:U04 L:006`

Property Details

APN / Parcel Number

Primary APN	`BOWN M:U04 L:006`
Alternative APN	`1129`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	4 Stories
Building Area	1,034 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Lot Area	104,108 sqft (2.39 acres)

Location & Zoning

Account Number	1129
Street Address	146 RIVER RD
City	BOWDOINHAM
State	ME
Zip	04008-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	6
Jurisdiction	BOWDOINHAM ME
Township / Civil Division	BOWDOINHAM
Census Block Group	5
Census Block	5009
Census Tract	970200

Owner

Source: Sagadahoc County and Bowdoinham Town assessment roll, APN BOWN M:U04 L:006, as of May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	146 RIVER RD, BOWDOINHAM, ME 04008-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TRUCHOICE FEDERAL CREDIT UNION
Mar 16, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 12, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
May 20, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
May 24, 2019	Warranty Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Deed Document Number	20192968
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	146 RIVER RD, BOWDOINHAM, ME 04008-4801
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000769
Date	Feb 22, 2023
Instrument	2023R-00769

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	146 RIVER RD, BOWDOINHAM, ME 04008-4801
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001715
Date	Mar 16, 2017
Instrument	2017R-01715

Lender

Name	FREEDOM MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Mar 31, 2044

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	146 RIVER RD, BOWDOINHAM, ME 04008-4801
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002107
Date	Mar 12, 2021
Instrument	2021R-02107

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	146 RIVER RD, BOWDOINHAM, ME 04008-4801
Document Number	0000005616
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	146 RIVER RD BOWDOINHAM ME 040084801, BOWDOINHAM, ME 04008-4801

Mortgage

Document Number	0000005616
Date	Aug 11, 2020
Instrument	5616

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOWDOINHAM ME
Recording Date	May 24, 2019
Property Address	146 RIVER RD, BOWDOINHAM, ME 04008-4801
Document Number	0000002968
Instrument Date	May 24, 2019
Instrument	2019R-02968
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	562 CUMBERLAND AVE, PORTLAND, ME 04101-2112

Mortgage

Document Number	0000002969
Date	May 24, 2019
Instrument	2019R-02969

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sagadahoc County and Bowdoinham Town assessment roll as of May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoinham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,868.00 (+5.29%)	$129,700 (-) Land $73,000 Building $56,700
2024	$2,724.00 (+7.71%)	$129,700 (-) Land $73,000 Building $56,700
2023	$2,529.00 (+29.69%)	$129,700 (+20.32%) Land $73,000 Building $56,700
2022	$1,950.00	$107,800 Land $60,800 Building $47,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sagadahoc County (23023C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230239702005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 25 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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