146 Ridgecrest Dr, Duncan, OK 73533 Property Records

Stephens County property record for 146 Ridgecrest Dr, Duncan, OK 73533

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,580 sqft · built 1964
Lot Size0.192 acres (8,379 sqft)
OwnerIndividual Name on File
Last Sale$53,500 (May 1999)
Tax Bill$915 (2025)
Deeds & MortgagesFeb 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN16542

Property Details

APN / Parcel Number

Primary APN16542
Alternative APN
  • 1116-00-004-036-0-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,580 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2000
Architectural StyleTraditional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,379 sqft (0.192 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number16542
Street Address146 RIDGECREST DR
CityDUNCAN
StateOK
Zip73533-5633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBLK 4 LOT 36 COTTEN FOREST HILLS # 7
Legal Range07W
Legal Township01N
Legal Section33
Legal SubdivisionCOTTENS' FOREST HILLS #7
Legal Block4
Legal Lot Number36
JurisdictionSTEPHENS OK
Township / Civil DivisionDUNCAN
Census Block Group2
Census Block2017
Census Tract400

Owner

146 Ridgecrest Dr is owned and occupied by an individual who acquired it in July 2015.

Source: Stephens County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address146 RIDGECREST DR, DUNCAN, OK 73533-5633
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 1999 · Amount on File
Deed SaleMay 26, 1999 · Amount on File
Prior SaleJan 21, 1999 · Amount on File
Deed Book / Page2268 / 176
Last Transfer DateJul 14, 2015
Transfer Doc004989/022
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSTEPHENS OK
Recording DateFeb 23, 2023
Property Address146 RIDGECREST DR, DUNCAN, OK 73533-5633
Document Number006302/158
Book / Page6302 / 158
Instrument DateFeb 23, 2023
InstrumentI-2023-001737
Transaction TypeConstruction Loan
Record UpdatedMay 5, 2023
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$147.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 RIDGECREST DR, DUNCAN, OK 73533-5633

Mortgage

Document NumberI2023001738
DateFeb 23, 2023
InstrumentI-2023-001738
Lender
NameBANCFIRST
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term301 Months
DueMar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 146 Ridgecrest Dr was $915.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyStephens County
MunicipalityDuncan City
Unified School DistrictDuncan Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,388 (+5%) Land $553 Building $10,835$103,530 (+5%) Land $5,027 Building $98,503
2025$915.00$10,846 (-) Land $553 Building $10,293$98,600 (-) Land $5,027 Building $93,573
2024$915.00 (+18.99%)$10,846 (+14.25%) Land $553 Building $10,293$98,600 (+14.26%) Land $5,027 Building $93,573
2023$769.00$9,493 Land $553 Building $8,940$86,296 Land $5,027 Building $81,269

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 146 Ridgecrest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2007–2019)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Ridgecrest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTEPHENS CO RWD #5
serves 6,426 people · EPA ID OK2006969
Water SourcePurchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber
10,000 / 10,000
Sparklight
Cable
1,000 / 50
Nextlink
Fixed Wireless
500 / 100
360 Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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