146 Ray Rd, Cordele, GA 31015 Property Records

Crisp County property record for 146 Ray Rd, Cordele, GA 31015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,614 sqft · built 2004
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,000 (Apr 2022)
Tax Bill	$2,136 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007D-002D`

Property Details

APN / Parcel Number

Primary APN	`007D-002D`
Alternative APN	`11855`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,614 sqft Heated Area
1st Floor Area	1,614 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Area	441 sqft

Exterior Amenities

Pool Area	462 sqft
Porch	Slab
Porch Area	325 sqft
Deck Area	200 sqft
Patio Area	324 sqft
Storage Building	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	11855
Street Address	146 RAY RD
City	CORDELE
State	GA
Zip	31015-6360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LOT 5 .513 ACRES
Legal Subdivision	HYMAN-FLETCHER
Legal Lot Number	5
Jurisdiction	CRISP GA
Township / Civil Division	CORDELE
Census Block Group	1
Census Block	1049
Census Tract	10201

Owner

Source: Crisp County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 RAY RD, CORDELE, GA 31015-6360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage EQUITY
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Mar 26, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Mar 26, 2018 · Amount on Record
Deed Document Number	2022297
Deed Book / Page	1169 / 428
Prior Transfer Date	Jun 17, 2015
Prior Transfer Doc	0000996/64
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRISP GA
Recording Date	Sep 25, 2026
Property Address	146 RAY RD, CORDELE, GA 31015-6360
Document Number	1261000123
Book / Page	1261 / 123
Instrument Date	Sep 18, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RAY RD, CORDELE, GA 31015-6360

Mortgage

Document Number	1261000123,
Date	Sep 25, 2026
Book Page	1261/123

Lender

Name	EQUITY

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRISP GA
Recording Date	Apr 1, 2022
Property Address	146 RAY RD, CORDELE, GA 31015-6360
Document Number	001169/428
Book / Page	1169 / 428
Instrument Date	Apr 1, 2022
Instrument	2022-000297
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RAY RD, CORDELE, GA 31015-6360

Mortgage

Document Number	0000001169/0000000430
Date	Apr 1, 2022
Book Page	0000001169/0000000430

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRISP GA
Recording Date	Mar 26, 2018
Property Address	146 RAY RD, CORDELE, GA 31015-6360
Document Number	001067/216
Book / Page	1067 / 216
Instrument Date	Mar 26, 2018
Instrument	2018-000156
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 RAY RD, CORDELE, GA 31015-6360

Mortgage

Document Number	001067/218
Date	Mar 27, 2018
Book Page	1067/218

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Crisp County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Crisp County
Unified School District	Crisp County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,024 (+3.82%) Land $10,200 Building $78,824	$222,561 (+3.82%) Land $25,500 Building $197,061
2025	$2,136.00 (+10.27%) Homeowner's exemption	$85,746 (+12.96%) Land $10,200 Building $75,546	$214,364 (+12.96%) Land $25,500 Building $188,864
2023		$75,910 Land $10,200 Building $65,710	$189,774 Land $25,500 Building $164,274
2022	$1,937.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southern Fiber Worx Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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