Contra Costa County property record for 146 Rancho Bernado Ct, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,734 sqft · built 2011 |
| Lot Size | 0.144 acres (6,249 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $376,000 (Dec 2011) |
| Tax Bill | $9,486 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-220-014-4 |
| Primary APN | 091-220-014-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,734 sqft Living Area |
| 1st Floor Area | 1,225 sqft |
| 2nd Floor Area | 1,509 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 6,249 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 146 RANCHO BERNADO CT |
|---|---|
| City | PITTSBURG |
| State | CA |
| Zip | 94565-7690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T9277 L24 |
| Legal Subdivision | MAP/SUB 9277 |
| Legal Tract | 9277 |
| Legal Lot Number | 24 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 355202 |
146 Rancho Bernado Ct is owned and occupied by two individuals who bought it in December 2011.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 RANCHO BERNADO CT, PITTSBURG, CA 94565-7690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2011 · Amount on File |
| Deed Sale | Dec 29, 2011 · Amount on File |
| Deed Document Number | 2011285005 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 146 RANCHO BERNADO CT, BAY POINT, CA 94565-7690 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 146 RANCHO BERNADO CT, BAY POINT, CA 94565-7690 |
| Document Number | 0000198597 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 2021-198597 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 283 Months |
| Due | Feb 1, 2045 |
The 2025 property tax bill for 146 Rancho Bernado Ct was $9,486.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Pittsburg City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $481,325 (+2%) Land $70,457 Building $410,868 | |
| 2025 | $9,486.00 | $471,888 Land $69,076 Building $402,812 |
| 2023 | $9,041.00 (+1.5%) | $453,566 Land $66,395 Building $387,171 |
| 2022 | $8,907.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 146 Rancho Bernado Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 146 Rancho Bernado Ct is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PITTSBURG serves 62,500 people · EPA ID CA0710008 |
|---|---|
| Water Source | Purchased surface water from CONTRA COSTA WATER DISTRICT |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Unwired.
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