Lincoln Parish property record for 146 Ramsey Cir, Ruston, LA 71270 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,550 sqft Living Area |
| Lot Size | 70,132 sqft (1.61 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $411,500 (2023) |
| Tax Bill | $3,117.00 (2025) |
| Primary APN | 04182413032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,550 sqft Living Area |
| Gross Area | 3,580 sqft Gross Area |
| Year Built | Built 2007 |
|---|---|
| Lot Area | 70,132 sqft (1.61 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 636 sqft Garage |
| Porch | Porch |
| Porch Area | 394 sqft Porch |
| Street Address | 146 RAMSEY CIR |
|---|---|
| City | RUSTON |
| State | LA |
| Zip | 71270-1693 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 32 OF BELLE POINTE SUBDIVISION UNIT 2 (1208-488) FROM STC LLC (1223-295) (FROM JOHN D STROZIER ET UX)(F182248) |
| Legal Subdivision | BELLE POINTE |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Legal Unit | 2 |
| Jurisdiction | LINCOLN LA |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 960702 |
Source: Lincoln Parish records · APN 04182413032
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 146 RAMSEY CIR, RUSTON, LA 71270-1693 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 26, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance CALIBER HOME LOANS INC |
| Feb 01, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CALIBER HOME LOANS INC |
| Apr 19, 2023 | Deed, Transfer · Conventional Mortgage CENTURY NEXT BANK |
| Mar 04, 2019 | Deed, Transfer · Stand Alone First Mortgage WELCHART FINANCIAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on Record |
| Deed Sale | Apr 19, 2023 · Amount on Record |
| Prior Sale | Mar 04, 2019 · Amount on Record |
| Deed Doc Number | 209566 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN LA |
| Property Address | 146 RAMSEY CIR, RUSTON, LA 71270-1693 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000188660 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 188660 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN LA |
| Property Address | 146 RAMSEY CIR, RUSTON, LA 71270-1693 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000195090 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 195090 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN LA |
| Recording Date | Apr 19, 2023 |
| Property Address | 146 RAMSEY CIR, RUSTON, LA 71270-1693 |
| Document Number | 0000209566 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 209566 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 RAMSEY CIR, RUSTON, LA 71270-1693 |
| Document Number | 0000209567 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 209567 |
| Name | CENTURY NEXT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN LA |
| Recording Date | Mar 04, 2019 |
| Property Address | 146 RAMSEY CIR, RUSTON, LA 71270-1693 |
| Document Number | 000F182248 |
| Instrument Date | Feb 25, 2019 |
| Instrument | F182248 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 000F182249 |
|---|---|
| Date | Mar 04, 2019 |
| Instrument | F182249 |
| Name | WELCHART FINANCIAL |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: Lincoln Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Lincoln Parish |
| Unified School District | Lincoln Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,117.00 (+10.45%) Homeowner's exemption | $39,419 (+15.2%) Land $6,298 Building $33,121 | $394,181 (+15.2%) Land $62,975 Building $331,206 |
| 2023 | $2,822.00 (+0.68%) Homeowner's exemption | $34,218 (-) Land $4,420 Building $29,798 | $342,177 (-) Land $44,200 Building $297,977 |
| 2022 | $2,803.00 Homeowner's exemption Senior Citizen's exemption | $34,218 Land $4,420 Building $29,798 | $342,177 Land $44,200 Building $297,977 |
146 Ramsey Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lincoln Parish (22061C), updated November 9, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 31st in Louisiana |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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