146 Pine Lake Dr, Satsuma, FL 32189 Property Records

Putnam County property record for 146 Pine Lake Dr, Satsuma, FL 32189

Property Summary

Property Type	Mobile Home
Details	1,535 sqft · built 1990
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$132,500 (Dec 2019)
Tax Bill	$1,568 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-10-26-0380-003.0-025.0`

Property Details

APN / Parcel Number

Primary APN	`34-10-26-0380-003.0-025.0`
Alternative APN	`1504`

Interior

Building Area	1,535 sqft Living Area
1st Floor Area	1,535 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2004
Lot Area	6,534 sqft (0.15 acres)
Lot Depth	105 ft Depth
Porch	Porch
Porch Area	400 sqft

Location & Zoning

Account Number	1504
Street Address	146 PINE LAKE DR
City	SATSUMA
State	FL
Zip	32189-2726
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BAYOU CLUB UNIT 1-B MB6 P60, B
Legal Range	26E
Legal Township	10S
Legal Section	34
Legal Subdivision	BAYOU CLUB
Legal Block	3
Legal Lot Number	25
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	4
Census Block	4009
Census Tract	951200

Owner

146 Pine Lake Dr, a mobile home, is owned and occupied by an individual who bought it in December 2019.

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	146 PINE LAKE DR, SATSUMA, FL 32189-2726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Prior Sale	Sep 23, 2013 · Amount on File
Deed Document Number	201954021553
Deed Book / Page	1562 / 0013
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Dec 3, 2019
Property Address	146 PINE LAKE DR, SATSUMA, FL 32189-2726
Document Number	0015620013
Book / Page	1562 / 0013
Map Reference	MB 6 PG 60
Instrument Date	Nov 22, 2019
Instrument	201954021553
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GUARANTY TITLE CO OF PALATKA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$927.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 CHERRY TREE RD, 910, SAINT AUGUSTINE, FL 32086-5051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 PINE LAKE DR, SATSUMA, FL 32189-2726

Mortgage

Document Number	0000156215
Date	Dec 3, 2019
Instrument	1562/15

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 146 Pine Lake Dr was $1,568 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,568.00 Homeowner's exemption	$114,680	$162,780 Land $25,000 Building $137,780
2023	$361.00 (+12.46%) Homeowner's exemption	$108,210 (+3%)	$172,950 (+16.55%) Land $25,000 Building $147,950
2022	$321.00 Homeowner's exemption	$105,060	$148,390 Land $25,000 Building $123,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 Pine Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Pine Lake Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN'S RIVER CLUB UTILITIES private · serves 170 people · EPA ID FL2544266
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	32 ppb (2024) action level 15 ppb
Copper	3.3 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Jan 2025 Total trihalomethanes not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Lake Dr

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