146 Phoenix Ave, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 146 Phoenix Ave, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,640 sqft · built 1995
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Apr 2022)
Tax Bill	$7,151 (2026)
Deeds & Mortgages	Sep 2024 Refinance Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-6021`

Property Details

APN / Parcel Number

Primary APN	`010-6021`
Alternative APNs	`NAUG M:379-1-8E189-18` `NAUG M:010 L:6021` `AK14 8E189 18` `10-6021`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,640 sqft Living Area
Gross Area	2,768 sqft
1st Floor Area	808 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,148 sqft (0.21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	10-6021
Street Address	146 PHOENIX AVE
City	NAUGATUCK
State	CT
Zip	06770-4266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Lot Number	6021
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	3
Census Block	3007
Census Tract	345201

Owner

146 Phoenix Ave is owned and occupied by an individual who bought it in April 2022.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	146 PHOENIX AVE, NAUGATUCK, CT 06770-4266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FD COMMUNITY FEDERAL CREDIT UNION
Apr 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Prior Sale	Apr 16, 1998 · Amount on File
Deed Document Number	20221197
Deed Book / Page	1099 / 81
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	146 PHOENIX AVE, NAUGATUCK, CT 06770-4266
Transaction Type	Mortgage
Record Updated	Sep 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001145-607
Date	Sep 10, 2024
Book Page	1145/607
Instrument	2024-2437

Lender

Name	FD COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2049

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Apr 1, 2022
Property Address	146 PHOENIX AVE, NAUGATUCK, CT 06770-4266
Document Number	0001099-81
Book / Page	1099 / 81
Instrument Date	Mar 30, 2022
Instrument	20221197
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 146 Phoenix Ave was $7,151, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,151.00 (+1.63%)	$176,820 (-) Land $29,260 Building $147,560	$312,316 (+152.33%)
2025	$7,036.00	$176,820 Land $29,260 Building $147,560	$123,774 Land $20,482 Building $103,292
2024	$7,036.00 (-11.08%)
2023	$7,913.00 (+32.06%)	$176,820 (+40.91%) Land $29,260 Building $147,560
2022	$5,992.00	$125,480 Land $31,470 Building $94,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 Phoenix Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Phoenix Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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