146 Penny Ln, Jackson, TN 38301 Property Records

Madison County property record for 146 Penny Ln, Jackson, TN 38301

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,707 sqft · built 1977
Lot Size	0.382 acres (16,660 sqft)
Owner	2 Individual Names on File
Last Sale	$129,900 (May 2019)
Tax Bill	$1,237 (2022)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057109C E 00300`

Property Details

APN / Parcel Number

Primary APN	`057109C E 00300`
Alternative APN	`109C E 00300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,707 sqft Living Area
1st Floor Area	1,707 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1998
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,660 sqft (0.382 acres)
Lot Dimensions	170 ft deep x 98 ft wide
Garage Type	Finished
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	146 PENNY LN
City	JACKSON
State	TN
Zip	38301-7625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: G68
Legal Subdivision	SOUTH SIDE GARDENS
Legal Block	5
Legal Lot Number	62 98
Jurisdiction	MADISON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2009
Census Tract	1300

Owner

Source: Madison County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	146 PENNY LN, JACKSON, TN 38301-7625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 15, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Mar 2, 2018	Loan Modification, Mortgage · FHA Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2019 · Amount on Record
Deed Sale	May 15, 2019 · Amount on Record
Prior Sale	Jul 28, 2008 · Amount on Record
Deed Document Number	19005642
Deed Book / Page	D751 / 0995
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	146 PENNY LN, JACKSON, TN 38301-7625
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2153/1434
Date	Mar 29, 2021
Book Page	T2153/1434
Instrument	21004120

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 15, 2019
Property Address	146 PENNY LN, JACKSON, TN 38301-7625
Document Number	0000005642
Book / Page	00D751 / 000995
Instrument Date	May 13, 2019
Instrument	5642
Transaction Type	Transfer
Record Updated	May 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 PENNY LN JACKSON TN 383017625, JACKSON, TN 38301-7625

Mortgage

Document Number	5643
Date	May 15, 2019
Book Page	0T2095/000042
Instrument	5643

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON TN
Property Address	146 PENNY LN, JACKSON, TN 38301-7625
Document Number	0000002712
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	146 PENNY LN JACKSON TN 383017625, JACKSON, TN 38301-7625

Mortgage

Document Number	0000002712
Date	Mar 16, 2018
Book Page	0T2066/000591
Instrument	2712

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38802

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,475 (-) Land $3,750 Building $31,725
2023		$35,475 Land $3,750 Building $31,725
2022	$1,237.00		$141,900 Land $15,000 Building $126,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	11 (1997–2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Jackson Energy Authority Fiber	1,000 / 1,000

May also be available: Aeneas Communications, AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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