146 Overcliff Rd, Cincinnati, OH 45233 Property Records

Hamilton County property record for 146 Overcliff Rd, Cincinnati, OH 45233 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,144 sqft · built 1978
Lot Size	0.299 acres (13,024 sqft)
Owner	Individual Name on File
Last Sale	$288,500 (Mar 2026)
Tax Bill	$4,126 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`167-0002-0056-00`

Property Details

APN / Parcel Number

Primary APN	`167-0002-0056-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,144 sqft Living Area
Gross Area	3,225 sqft
1st Floor Area	1,081 sqft
2nd Floor Area	1,063 sqft
Basement Area	1,081 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Brick
Roof Material	Asphalt
Lot Area	13,024 sqft (0.299 acres)
Lot Dimensions	172 ft deep x 242 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	146 OVERCLIFF RD
City	CINCINNATI
State	OH
Zip	45233-1086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OVERCLIFF AVE 69.25 X 172.56 IRR LOT 26 C W SHORT 3RD SUB
Legal Subdivision	C W SHORT 3RD SUB
Legal Lot Number	26
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1010
Census Tract	10600

Owner

Source: Hamilton County records · APN 167-0002-0056-00

Assessment roll updated January 21, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	146 OVERCLIFF RD, CINCINNATI, OH 45233-1086
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 13, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 03, 2026 · Amount on Record
Deed Sale	Mar 03, 2026 · Amount on Record
Deed Document Number	202615348
Deed Book / Page	15614 / 690
Prior Transfer Date	Jan 08, 2020
Prior Transfer Doc	0000003647
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 03, 2026
Property Address	146 OVERCLIFF RD, CINCINNATI, OH 45233-1086
Document Number	0000015348
Book / Page	15614 / 690
Map Reference	MB 6 PG 51
Instrument Date	Feb 27, 2026
Instrument	2026-0015348
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$288.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 OVERAL FF RD, CINCINNATI, OH 45233

Mortgage

Document Number	0000015349
Date	Mar 03, 2026
Instrument	2026-0015349

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Jan 13, 2020
Property Address	146 OVERCLIFF RD, CINCINNATI, OH 45233-1086
Document Number	0000003647
Book / Page	014082 / 000685
Instrument Date	Jan 08, 2020
Instrument	3647
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 OVERCLIFF RD CINCINNATI OH 452331086, CINCINNATI, OH 45233-1086

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,126.00 (-2.18%) Homeowner's exemption	$75,996 (-) Land $10,252 Building $65,744	$217,130 (-) Land $29,290 Building $187,840
2024	$4,218.00 (+1.66%) Homeowner's exemption	$75,996 (-) Land $10,252 Building $65,744
2023	$4,149.00 (+6.58%) Homeowner's exemption	$75,996 (+22.24%) Land $10,252 Building $65,744	$217,130 (+22.24%) Land $29,290 Building $187,840
2022	$3,893.00 Homeowner's exemption	$62,168 Land $8,383 Building $53,785
2020			$177,620 Land $23,950 Building $153,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610106001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1993–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2025, river or lake flooding

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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