Baldwin County property record for 146 Old Mill Rd, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,355 sqft · built 1998 |
| Lot Size | 0.435 acres (18,992 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Apr 2022) |
| Tax Bill | $3,613 (2026) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-09-32-0-001-271 |
| Primary APN | 43-09-32-0-001-271 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,355 sqft Heated Area |
| 1st Floor Area | 2,908 sqft |
| Upper Floors Area | 638 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,992 sqft (0.435 acres) |
| Lot Dimensions | 195 ft deep x 97.1 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 502321 |
|---|---|
| Street Address | 146 OLD MILL RD |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-6320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 97.18' X 195.43' IRR LOT 305 ROCK CREEK PHASE III SL1480-B & 1481-A IN THE CITY OF FAIRHOPE SEC 32-T5S-R2E (WD-SURVIVORSHIP) |
| Legal Subdivision | ROCK CREEK PHASE THREE |
| Legal Phase | 3 |
| Legal Lot Number | 305 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 10709 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 146 OLD MILL RD, FAIRHOPE, AL 36532-6320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Feb 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CADENCE BANK NA |
| Apr 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC |
| Jun 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on Record |
| Deed Sale | Apr 27, 2022 · Amount on Record |
| Prior Sale | Jun 4, 2020 · Amount on Record |
| Deed Document Number | 20221995019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 146 OLD MILL RD, FAIRHOPE, AL 36532-6320 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 146 OLD MILL RD, FAIRHOPE, AL 36532-6320 |
| Document Number | 0002047782 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 2047782 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | DULUTH, GA 30097 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 27, 2022 |
| Property Address | 146 OLD MILL RD, FAIRHOPE, AL 36532-6320 |
| Document Number | 0001995019 |
| Map Reference | SL 1480-B&1481-A |
| Instrument Date | Apr 26, 2022 |
| Instrument | 1995019 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | AUSTIN TITLE, ATC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15048 NORTHGLEN DR, HUNTSVILLE, AL 27078 |
| Name | Verified Name |
|---|---|
| Address | 146 OLD MILL RD, FAIRHOPE, AL 36532-6320 |
| Document Number | 0001995020 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 1995020 |
| Name | PACIFIC RESIDENTIAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 4, 2020 |
| Property Address | 146 OLD MILL RD, FAIRHOPE, AL 36532-6320 |
| Document Number | 0001833577 |
| Map Reference | SL 1480-B&1481-A |
| Instrument Date | May 22, 2020 |
| Instrument | 1833577 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7249 JUBILEE LN, 7249, FAIRHOPE, AL 36532-3391 |
| Name | Verified Name |
|---|---|
| Address | 146 OLD MILL RD, FAIRHOPE, AL 36532-6320 |
| Document Number | 0001833578 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 1833578 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,613.00 (+0.42%) Homeowner's exemption | ||
| 2025 | $3,598.00 (+29.8%) | $79,200 (+29.29%) Land $15,080 Building $64,120 | $791,800 (+29.25%) Land $150,700 Building $641,100 |
| 2023 | $2,772.00 (+26.81%) Homeowner's exemption | $61,260 (+28.86%) | $612,600 (+28.86%) Land $103,400 Building $509,200 |
| 2022 | $2,186.00 (-46.18%) Homeowner's exemption | $47,540 | $475,400 Land $114,400 Building $361,000 |
| 2021 | $4,062.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 63% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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