St. Johns County property record for 146 Ocean Jasper Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,001 sqft · built 2022 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $426,700 (Apr 2022) |
| Tax Bill | $3,826 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Oct 2022 Second Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 185921-0090 |
| Primary APN | 185921-0090 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,001 sqft Living Area |
| Gross Area | 3,401 sqft |
| 1st Floor Area | 1,320 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 146 OCEAN JASPER DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-8095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 104/61-67 ROCK SPRINGS FARMS LOT 9 OR5547/1972 |
| Legal Range | 30E |
| Legal Township | 09S |
| Legal Section | 06 |
| Legal Subdivision | ROCK SPRINGS FARMS |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21209 |
Source: St. Johns County records · APN 185921-0090
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 146 OCEAN JASPER DR, SAINT AUGUSTINE, FL 32086-8095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Oct 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FLORIDA CU |
| Apr 29, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PENTAGON FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Deed Document Number | 202243887 |
| Deed Book / Page | 5547 / 1972 |
| Prior Transfer Date | Mar 31, 2022 |
| Prior Transfer Doc | 0055471972 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 146 OCEAN JASPER DR, SAINT AUGUSTINE, FL 32086-8095 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 146 OCEAN JASPER DR, ST AUGUSTINE, FL 32086-8095 |
| Document Number | 0062260164 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 6226/164 |
| Instrument | 2025077902 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 146 OCEAN JASPER DR, SAINT AUGUSTINE, FL 32086-8095 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 146 OCEAN JASPER DR, SAINT AUGUSTINE, FL 32086-8095 |
| Document Number | 0056501882 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 5650/1882 |
| Instrument | 2022097375 |
| Name | FIRST FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 12, 2042 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 29, 2022 |
| Property Address | 146 OCEAN JASPER DR, SAINT AUGUSTINE, FL 32086-8095 |
| Document Number | 0055471972 |
| Book / Page | 5547 / 1972 |
| Map Reference | MB 104 PG 61 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022043887 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,986.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5220 SHAD RD STE 202, 202, JACKSONVILLE, FL 32257-2008 |
| Name | Verified Name |
|---|---|
| Address | 146 OCEAN JASPER DR, ST AUGUSTINE, FL 32086-8095 |
| Document Number | 0055471973 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 5547/1973 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,089 (+2.7%) | $525,058 (+8.92%) Land $90,000 Building $435,058 | |
| 2025 | $3,826.00 (+12.83%) Homeowner's exemption | $298,042 (+2.9%) | $482,042 (-1.76%) Land $90,000 Building $392,042 |
| 2024 | $3,391.00 (+2.02%) Homeowner's exemption | $289,642 (+3%) | $490,668 (+25.53%) Land $75,000 Building $415,668 |
| 2023 | $3,324.00 (+153.55%) Homeowner's exemption | $281,206 (+234.77%) | $390,878 (+365.33%) Land $75,000 Building $315,878 |
| 2022 | $1,311.00 | $84,000 | $84,000 Land $84,000 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 26.6 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 168 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 177 units insured incl. 9 condo units |
| Nearby Flood Claims | 85 (2012–2022) |
| Claims Outside the SFHA | 3 of 85 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
| Wildfire Risk | High above 75% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Xfinity.
Based on FCC filings for 164 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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