146 Ocean Cay Blvd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 146 Ocean Cay Blvd, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 2015
Lot Size	0.13 acres (5,662 sqft)
Owner	Company Name on Record
Last Sale	$338,000 (Apr 2018)
Tax Bill	$6,564 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`162881-0380`

Property Details

APN / Parcel Number

Primary APN	`162881-0380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,540 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	146 OCEAN CAY BLVD
City	SAINT AUGUSTINE
State	FL
Zip	32080-5889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71/23-28 OCEAN CAY LOT 38 OR4533/119
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	OCEAN CAY
Legal Block	1
Legal Lot Number	38
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3016
Census Tract	21408

Owner

Source: St. Johns County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	217 FIDDLERS POINT DR, SAINT AUGUSTINE, FL 32080-6134
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 18, 2018	Warranty Deed, Transfer GIBRALTAR TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Prior Sale	Jul 8, 2015 · Amount on Record
Deed Document Number	201825953
Deed Book / Page	4533 / 119
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	146 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5889
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 FIDDLERS POINT DR, SAINT AUGUSTINE, FL 32080-6134

Mortgage

Document Number	0054211396
Date	Nov 17, 2021
Book Page	5421/1396
Instrument	2021124710

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 18, 2018
Property Address	146 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5889
Document Number	0045330119
Book / Page	004533 / 000119
Instrument Date	Apr 9, 2018
Instrument	25953
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	GIBRALTAR TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,366.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	217 FIDDLERS POINT DR ST AUGUSTINE FL 320806134, ST AUGUSTINE, FL 32080-6134

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,791 (-9.18%) Land $140,000 Building $297,791	$437,791 (-9.18%) Land $140,000 Building $297,791
2025	$6,564.00 (+15.83%)	$482,027 (+11.61%)	$482,027 (+11.61%) Land $140,000 Building $342,027
2024	$5,667.00 (+7.45%)
2023	$5,274.00 (+5.86%)	$431,888 (+3.13%)	$431,888 (+3.13%) Land $127,000 Building $304,888
2022	$4,982.00	$418,761	$418,761 Land $123,200 Building $295,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber, Verizon.

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