146 Oak Hampton Trl, Ingram, TX 78025 Property Records

Kerr County property record for 146 Oak Hampton Trl, Ingram, TX 78025

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,727 sqft · built 2020
Lot Size2.02 acres (87,991 sqft)
Owner2 Individual Names on Record
Last Sale$1,010,800 (Aug 2024)
Tax Bill$10,871 (2026)
Deeds & MortgagesJan 2026 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN3686-0000-019000

Property Details

APN / Parcel Number

Primary APN3686-0000-019000
Alternative APN
  • 65387

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,727 sqft Living Area
Gross Area3,580 sqft
1st Floor Area2,727 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area87,991 sqft (2.02 acres)
Garage TypeAttached
Garage Area461 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number3686-0000-019000
Street Address146 OAK HAMPTON TRL
CityINGRAM
StateTX
Zip78025-5544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCYPRESS SPRINGS ESTS PHASE I LOT 19-A (REPLAT) ACRES 2.02
Legal SubdivisionCYPRESS SPRINGS ESTS PHASE I
Legal Phase1
Legal Lot Number19-A
JurisdictionKERR TX
Township / Civil DivisionINGRAM
Census Block Group2
Census Block2116
Census Tract960304

Owner

Source: Kerr County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address146 OAK HAMPTON TRL, INGRAM, TX 78025-5544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
MLD MORTGAGE
Mar 16, 2020Vendor's Lien, Transfer · Conventional Mortgage
UNIVERSITY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2024 · Amount on Record
Deed SaleAug 22, 2024 · Amount on Record
Prior SaleMar 16, 2020 · Amount on Record
Deed Document Number20244808
Prior Transfer DateMar 13, 2020
Prior Transfer Doc0000001940
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERR TX
Property Address146 OAK HAMPTON TRL, INGRAM, TX 78025-5544
Transaction TypeMortgage
Record UpdatedFeb 10, 2026
Title CompanyKERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 OAK HAMPTON TRL, INGRAM, TX 78025-5544

Mortgage

Document Number0026000331
DateJan 21, 2026
Instrument26-000331
Lender
NameMLD MORTGAGE
TypeMortgage Company
AddressFLORHAM PARK, NJ 07932
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

March 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionKERR TX
Recording DateMar 16, 2020
Property Address146 OAK HAMPTON TRL, INGRAM, TX 78025-5544
Document Number20001940
Map ReferenceVOL 7 PG 126
Instrument DateMar 13, 2020
Instrument20-001940
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyKERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 974, INGRAM, TX 78025-0974

Mortgage

Document Number20001941
DateMar 16, 2020
Instrument20-001941
Lender
NameUNIVERSITY FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Mortgage

Document Number20001942
DateMar 16, 2020
Instrument20-001942
Lender
NameUNIVERSITY FCU
TypeCredit Union
AddressAUSTIN, TX 78759
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2040

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateTexas
CountyKerr County
Unified School DistrictIngram Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,871.00$805,719 (-) Land $90,900 Building $714,819$805,719 (-) Land $90,900 Building $714,819
2025$10,871.00 (+29.54%) Homeowner's exemption$805,719 (+8.83%) Land $90,900 Building $714,819$805,719 (+8.83%) Land $90,900 Building $714,819
2024$8,392.00 (+8.54%)
2023$7,732.00 Homeowner's exemption$740,360 Land $44,117 Building $696,243$740,360 Land $44,117 Building $696,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Nearby Flood Policies69 in force
Nearby Flood Claims26 (2024–2026)
Claims Outside the SFHA9 of 26
Most Recent ClaimJul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 5 claims
  • Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 44% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCYPRESS SPRINGS
private · serves 339 people · EPA ID TX1330156
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hill Country Telecommunications
Fiber · Fixed Wireless
1,000 / 1,000
VTX Communications
Fixed Wireless
940 / 940
Verizon
Fixed Wireless
300 / 20

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