146 Navarro St, Oxnard, CA 93030 Property Records

Ventura County property record for 146 Navarro St, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,054 sqft · built 1955
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Mar 2023)
Tax Bill	$5,879 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`201-0-157-095`

Property Details

APN / Parcel Number

Primary APN	`201-0-157-095`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	1,054 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	146 NAVARRO ST
City	OXNARD
State	CA
Zip	93030-6152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 22 REF: 022MR 029
Legal Subdivision	RAMONA SCHOOL SUBDIVISION #2
Legal Block	157
Legal Lot Number	22
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1005
Census Tract	9100

Owner

146 Navarro St is owned by two individuals who bought it in March 2023.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	630 RIVIERA CT, OXNARD, CA 93035-1291
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Commercial Mortgage CHAMPIONS FUNDING LLC
Mar 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage NQM FUNDING LLC
Mar 21, 2023	Affidavit of Death of Joint Tenant, Transfer CHICAGO TITLE COMPANY
Mar 21, 2023	Grant Deed, Transfer CHICAGO TITLE COMPANY
Mar 21, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Deed Document Number	202320604
Prior Transfer Date	Mar 8, 2023
Prior Transfer Doc	0000020605
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	146 NAVARRO ST, OXNARD, CA 93030-6152
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 RIVIERA CT, OXNARD, CA 93035-1291

Mortgage

Document Number	0000072509
Date	Oct 10, 2025
Instrument	2025000072509

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	146 NAVARRO ST, OXNARD, CA 93030-6152
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 RIVIERA CT, OXNARD, CA 93035-1291

Mortgage

Document Number	0000017668
Date	Mar 20, 2024
Instrument	2024000017668

Lender

Name	NQM FUNDING LLC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2054

March 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	VENTURA CA
Recording Date	Mar 21, 2023
Property Address	146 NAVARRO ST, OXNARD, CA 93030-6152
Document Number	0000020602
Map Reference	MB 22 PG 29
Instrument Date	Mar 13, 2023
Instrument	2023000020602
Transaction Type	Transfer
Record Updated	Apr 3, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4211 DRAKE DR, OXNARD, CA 93033-6722
Investor	Possibly a Property Investor

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Mar 21, 2023
Property Address	146 NAVARRO ST, OXNARD, CA 93030-6152
Document Number	0000020604
Map Reference	MB 22 PG 29
Instrument Date	Mar 13, 2023
Instrument	2023000020604
Transaction Type	Transfer
Record Updated	Apr 3, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	630 RIVIERA CT, OXNARD, CA 93035-1291

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Mar 21, 2023
Property Address	146 NAVARRO ST, OXNARD, CA 93030-6152
Document Number	0000020605
Map Reference	MB 22 PG 29
Instrument Date	Mar 8, 2023
Instrument	2023000020605
Transaction Type	Transfer
Record Updated	Apr 3, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 RIVIERA CT, OXNARD, CA 93035-1291

Tax Assessment & Valuation

The 2025 property tax bill for 146 Navarro St was $5,879, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$482,849 (+2%) Land $314,118 Building $168,731
2025	$5,879.00 (+2.17%)	$473,382 Land $307,959 Building $165,423
2024	$5,754.00 (+1,320.74%)
2023	$405.00 (+3.05%) Homeowner's exemption	$36,414 Land $9,377 Building $27,037
2022	$393.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 146 Navarro St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 146 Navarro St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Navarro St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures