Oceana County property record for 146 N Mears St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.221 acres (9,663 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,683 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-424-005-00 |
| Primary APN | 044-424-005-00 |
|---|
| Lot Area | 9,663 sqft (0.221 acres) |
|---|
| Street Address | 146 N MEARS ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-5500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF MIDDLESEX VILLAGE OF PENTWATER LOT 5. COMBINED WITH 044-424-005-00-01 IN 2015; 146 N MEARS ST QCD 2017/17531 QC-L2013 |
| Legal Subdivision | PLAT OF MIDDLESEX |
| Legal Block | 24 |
| Legal Lot Number | 5 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10800 |
146 N Mears St is held in a trust since July 2026.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 411 WILDWOOD DR, SPRINGFIELD, OH 45504-1052 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL BANK |
| Sep 12, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 17, 2026 |
| Transfer Doc | 0000004986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Aug 26, 2026 |
| Property Address | 146 N MEARS ST, PENTWATER, MI 49449-5500 |
| Document Number | 0000004986 |
| Book / Page | 2026 / 18994 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20264986 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 411 WILDWOOD DR, SPRINGFIELD, OH 45504-1052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 146 N MEARS ST, PENTWATER, MI 49449-5500 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/017209 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 2019/017209 |
| Instrument | 201900005254 |
| Name | SECURITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, OH 45502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Sep 12, 2017 |
| Property Address | 146 N MEARS ST, PENTWATER, MI 49449-5500 |
| Document Number | 2017/017531 |
| Book / Page | 2017 / 017531 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 201700005371 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 411 WILDWOOD DR, SPRINGFIELD, OH 45504-1052 |
The 2025 property tax bill for 146 N Mears St was $3,683, up 5.1% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,800 (+3.31%) Land $305,800 | $611,600 (+3.31%) Land $611,600 | |
| 2025 | $3,683.00 (+5.11%) | $296,000 Land $296,000 | $592,000 Land $592,000 |
| 2024 | $3,504.00 | ||
| 2023 | $190,500 Land $190,500 | $381,000 (-) Land $381,000 | |
| 2022 | $3,178.00 | $381,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 N Mears St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 146 N Mears St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENTWATER serves 857 people · EPA ID MI0005260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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