146 N Berwick Ln, Franklin, TN 37069 Property Records

Williamson County property record for 146 N Berwick Ln, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,052 sqft · built 2007
Lot Size	0.464 acres (20,212 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (May 2024)
Tax Bill	$4,030 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015M-E-001.00-000`

Property Details

APN / Parcel Number

Primary APN	`015M-E-001.00-000`
Alternative APNs	`094015M E 00100` `180684`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	4,052 sqft Living Area
Gross Area	4,745 sqft
1st Floor Area	4,052 sqft
Basement Area	693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,212 sqft (0.464 acres)
Lot Dimensions	163 ft deep x 124 ft wide
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	146 N BERWICK LN
City	FRANKLIN
State	TN
Zip	37069-7131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD TEMPLE HILLS SEC 6-A PB 11 PG 58 LOT 0238
Legal Subdivision	TEMPLE HILLS
Legal Lot Number	0238
Jurisdiction	WILLIAMSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	50405

Owner

Source: Williamson County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 N BERWICK LN, FRANKLIN, TN 37069-7131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
May 15, 2017	Warranty Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024 · Amount on Record
Deed Sale	May 21, 2024 · Amount on Record
Prior Sale	May 15, 2017 · Amount on Record
Deed Document Number	202414346
Deed Book / Page	9481 / 289
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Recording Date	May 4, 2026
Property Address	146 N BERWICK LN, FRANKLIN, TN 37069-7131
Document Number	0000015620
Book / Page	10016 / 534
Instrument Date	Apr 28, 2026
Instrument	202615620
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 N BERWICK LN, FRANKLIN, TN 37069-7131

Mortgage

Document Number	0000015620,
Date	May 4, 2026
Book Page	10016/534
Instrument	202615620

Lender

Name	CEFCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	May 15, 2017
Property Address	146 N BERWICK LN, FRANKLIN, TN 37069-7131
Document Number	0070740150
Book / Page	007074 / 000150
Instrument Date	May 10, 2017
Instrument	18946
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	BANKERS TITLE CORPORATION, BANKERS TITLE AND ESCROW CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,405.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 N BERWICK LN FRANKLIN TN 370697131, FRANKLIN, TN 37069-7131

Mortgage

Document Number	70740153
Date	May 15, 2017
Book Page	007074/000153
Instrument	18947

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,030.00 (+11.45%)	$309,975 (+61.15%) Land $75,000 Building $234,975	$1,239,900 (+61.15%) Land $300,000 Building $939,900
2024	$3,616.00
2023	$3,616.00	$192,350 (-) Land $31,250 Building $161,100	$769,400 (-) Land $125,000 Building $644,400
2022	$3,616.00	$192,350 Land $31,250 Building $161,100	$769,400 Land $125,000 Building $644,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	15 (1979–2025)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARPETH VALLEY U.D. serves 65,518 people · EPA ID TN0000286
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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