146 Monarch Rd, Kalama, WA 98625 Property Records

Cowlitz County property record for 146 Monarch Rd, Kalama, WA 98625

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,445 sqft · built 1954
Lot Size4.98 acres (217,364 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Feb 2019)
Tax Bill$3,737 (2025)
Deeds & MortgagesAug 2017 Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWD2501005

Property Details

APN / Parcel Number

Primary APNWD2501005
Alternative APNs
  • R007955
  • 3007955

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,445 sqft Living Area
Gross Area2,932 sqft
1st Floor Area1,445 sqft
Basement Area1,487 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialWood Shingle
Roof MaterialComposition Shingle
Lot Area217,364 sqft
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchWood Porch
Porch Area1,248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number3007955
Street Address146 MONARCH RD
CityKALAMA
StateWA
Zip98625-0066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25 -7N -1W LL01139 LOT 3 S1/2 NE1/4 DESIGNATED FOREST LAND RCW 84.33.
Legal Range01W
Legal Township07N
Legal Section25
Legal SubdivisionLARGE LOT SUBDIVISION NO LL 06-015
Legal Lot Number3
JurisdictionCOWLITZ WA
Township / Civil DivisionROSE VALLEY
Census Block Group4
Census Block4029
Census Tract1700

Owner

Source: Cowlitz County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address146 MONARCH RD, KALAMA, WA 98625-0066
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
CANOPY MORTGAGE LLC
Feb 8, 2019Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2019 · Amount on Record
Deed SaleFeb 8, 2019 · Amount on Record
Deed Document Number20193610335
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOWLITZ WA
Property Address146 MONARCH RD, KALAMA, WA 98625-0066
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003574828
DateAug 21, 2017
Instrument3574828
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOWLITZ WA
Property Address146 MONARCH RD, KALAMA, WA 98625-0066
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE VANCOUV

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003685258
DateJun 15, 2021
Instrument3685258
Lender
NameCANOPY MORTGAGE LLC
TypeMortgage Company
AddressLINDON, UT 84042
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOWLITZ WA
Recording DateFeb 8, 2019
Property Address146 MONARCH RD, KALAMA, WA 98625-0066
Document Number0003610335
Instrument DateFeb 6, 2019
Instrument3610335
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyCASCADE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 MONARCH RD, KALAMA, WA 98625-0066

Mortgage

Document Number0003610336
DateFeb 8, 2019
Instrument3610336
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWashington
CountyCowlitz County
Unified School DistrictKalama School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,737.00 (-4.38%)$407,760 (-7.92%) Land $25,720 Building $382,040$432,520 (-2.33%) Land $50,480 Building $382,040
2023$3,908.00
2022$442,820 Land $20,560 Building $422,260$442,820 Land $20,560 Building $422,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2015 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 69% of Washington
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

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