Schoharie County and Esperance Town property record for 146 Memory Ln, Esperance, NY 12066
| Property Type | Residential Vacant Land |
|---|---|
| Details | 1,560 sqft · built 1987 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $17,000 (Oct 2017) |
| Tax Bill | $453 (2026) |
| Deeds & Mortgages | Oct 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 433089 19.1-2-64 |
| Primary APN | 433089 19.1-2-64 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,560 sqft Living Area |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 61,420 sqft (1.41 acres) |
| Lot Dimensions | 240 ft deep x 270 ft wide |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 455J176002 |
|---|---|
| Street Address | 146 MEMORY LN |
| City | ESPERANCE |
| State | NY |
| Zip | 12066-3315 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | HAM |
| Legal Block | 2 |
| Legal Lot Number | 64.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | ESPERANCE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 740100 |
146 Memory Ln, residential vacant land, is owned by an individual who bought it in October 2017.
Source: Schoharie County and Esperance Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 PINE ST, VOORHEESVILLE, NY 12186-9540 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2017 · Amount on File |
| Deed Sale | Oct 5, 2017 · Amount on File |
| Prior Sale | Nov 28, 2016 · Amount on File |
| Deed Book / Page | 1055 / 95 |
| Prior Transfer Date | Oct 19, 2006 |
| Prior Transfer Doc | 0000000822/000000022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Oct 5, 2017 |
| Property Address | 146 MEMORY LN, ESPERANCE, NY 12066-3315 |
| Document Number | 0000001055/0000000095 |
| Book / Page | 0000001055 / 0000000095 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NONE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 PINE ST, VOORHEESVILLE, NY 12186-9540 |
The 2026 property tax bill for 146 Memory Ln was $453, up 3.9% from the year before.
Source: Schoharie County and Esperance Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Esperance Town |
| Unified School District | Schoharie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $453.00 (+3.9%) | ||
| 2025 | $436.00 | $12,000 Land $12,000 | $19,355 Land $19,355 |
| 2023 | $12,000 (-) Land $12,000 | $18,070 (+15.2%) Land $18,070 | |
| 2022 | $12,000 Land $12,000 | $15,686 Land $15,686 | |
| 2021 | $170.00 (-61.71%) | ||
| 2020 | $444.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 Memory Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1996–2011) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 146 Memory Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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