Lorain County property record for 146 Meadow Dr, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1972 |
| Square Footage | 2,336 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2019) |
| Tax Bill | $4,083.00 (2024) |
| Primary APN | 06-25-029-104-050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,336 sqft Living Area |
| Gross Area | 2,366 sqft Gross Area |
| 1st Floor | 1,346 sqft 1st Floor |
| Basement Area | 756 sqft Basement |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 166 ft x 70 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 484 sqft Deck |
| Patio Area | 30 sqft Patio |
| Porch Area | 65 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 146 MEADOW DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1838 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HIGH MEADOWS 58.70 X 170.40 |
| Legal Subdivision | HIGH MEADOWS |
| Legal Tract | 25 |
| Legal Block | 104 |
| Legal Lot Number | 17 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-25-029-104-050
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 MEADOW DR, ELYRIA, OH 44035-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NEW AMERICAN FUNDING |
| Oct 02, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RUOFF MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2019 · Amount on Record |
| Deed Sale | Oct 02, 2019 · Amount on Record |
| Prior Sale | Aug 01, 1994 · Amount on Record |
| Deed Doc Number | 2019732770 |
| Prior Transfer Date | Oct 04, 2018 |
| Prior Transfer Doc | 20180695864 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 146 MEADOW DR, ELYRIA, OH 44035-1838 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 146 MEADOW DR, ELYRIA, OH 44035-1838 |
| Document Number | 0000080511 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025-0080511 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 02, 2019 |
| Property Address | 146 MEADOW DR, ELYRIA, OH 44035-1838 |
| Document Number | 0000732770 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 732770 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 146 MEADOW DR ELYRIA OH 440351838, ELYRIA, OH 44035-1838 |
| Document Number | 732771 |
|---|---|
| Date | Oct 02, 2019 |
| Instrument | 732771 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,087.00 (+0.1%) Homeowner's exemption | $86,280 (+%) Land $14,150 Building $72,130 | $246,510 (-) Land $40,430 Building $206,080 |
| 2024 | $4,083.00 (+27.67%) | $86,279 (+47%) Land $14,151 Building $72,128 | $246,510 (+47%) Land $40,430 Building $206,080 |
| 2023 | $3,198.00 (+0.38%) | $58,692 (-0.01%) Land $15,565 Building $43,127 | $167,690 (-) Land $44,470 Building $123,220 |
| 2022 | $3,186.00 | $58,700 Land $15,570 Building $43,130 | |
| 2021 | $167,690 Land $44,470 Building $123,220 |
146 Meadow Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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