146 McPherson St, Cameron, NC 28326 Property Records

Moore County property record for 146 McPherson St, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1919
Lot Size	0.403 acres (17,555 sqft)
Owner	2 Individual Names on File
Last Sale	$368,500 (Oct 2025)
Tax Bill	$2,291 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2006 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`952714332579`

Property Details

APN / Parcel Number

Primary APN	`952714332579`
Alternative APNs	`00003713` `97042914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	17,555 sqft (0.403 acres)
Porch	Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97042914
Street Address	146 MCPHERSON ST
City	CAMERON
State	NC
Zip	28326-6088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	MCDERMOTT LAND CAMERON MUNI MCPHERSON
Legal Subdivision	MCPHERSON
Jurisdiction	MOORE NC
Township / Civil Division	6, GREENWOOD
Census Block Group	2
Census Block	2025
Census Tract	950503

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cameron Historic District listed 1983 · 61 contributing resources · NRIS 83001898

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

146 McPherson St is owned and occupied by two individuals who bought it in October 2025.

Source: Moore County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	146 MCPHERSON ST, CAMERON, NC 28326-6088
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL
Dec 1, 2006	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 31, 2025	Warranty Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Aug 11, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 15, 2012	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Aug 11, 2020 · Amount on File
Deed Document Number	202515776
Deed Book / Page	6439 / 563
Prior Transfer Date	Jun 26, 2024
Prior Transfer Doc	0000008539
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Recording Date	Aug 17, 2026
Property Address	146 MCPHERSON ST, CAMERON, NC 28326-6088
Document Number	0000012673
Book / Page	6598 / 552
Instrument Date	Aug 12, 2026
Instrument	202612673
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	MILESTONE SETTLEMENT LLC, MILESTONE SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 MCPHERSON ST, CAMERON, NC 28326-6088

Mortgage

Document Number	0000012673,
Date	Aug 17, 2026
Book Page	6598/552
Instrument	202612673

Lender

Name	VILLAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	146 MCPHERSON ST, CAMERON, NC 28326-6088
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003138/162
Date	Dec 1, 2006
Book Page	3138/162
Instrument	2006023578

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SOUTHERN PINES, NC 28387

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Oct 31, 2025
Property Address	146 MCPHERSON ST, CAMERON, NC 28326-6088
Document Number	006439/563
Book / Page	6439 / 563
Map Reference	MB 1 PG 91
Instrument Date	Oct 15, 2025
Instrument	2025015776
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	281 BRINKLEY RD, CARTHAGE, NC 28327-8941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 MCPHERSON ST, CAMERON, NC 28326-6088

Mortgage

Document Number	2025015778
Date	Oct 31, 2025
Instrument	2025015778

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Aug 11, 2020
Property Address	146 MCPHERSON ST, CAMERON, NC 28326-6088
Document Number	005392/244
Book / Page	5392 / 244
Map Reference	MB 1 SEC 2 PG 91
Instrument Date	Aug 7, 2020
Instrument	2020014611
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 MCPHERSON ST, CAMERON, NC 28326-6088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1756 CAMP EASTER RD, CARTHAGE, NC 28327-8527

Mortgage

Document Number	2020014612
Date	Aug 11, 2020
Instrument	2020014612

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

May 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOORE NC
Recording Date	May 15, 2012
Property Address	146 MCPHERSON ST, CAMERON, NC 28326-6088
Document Number	004027/072
Book / Page	4027 / 072
Map Reference	MB1 PG91
Instrument Date	Apr 23, 2012
Instrument	2012007078
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6343 STEEL BRIDGE RD, SANFORD, NC 27330-3049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 386, CAMERON, NC 28326-0386

Tax Assessment & Valuation

The 2026 property tax bill for 146 McPherson St was $2,291, down 2.2% from the year before.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cameron Town
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,291.00 (-2.22%)	$258,250 (-) Land $20,250 Building $238,000
2025	$2,343.00 (-1.64%)	$258,250 (-) Land $20,250 Building $238,000
2024	$2,382.00 (-2.14%)	$258,250 (-) Land $20,250 Building $238,000	$258,250 (-) Land $20,250 Building $238,000
2023	$2,434.00	$258,250 Land $20,250 Building $238,000	$258,250 Land $20,250 Building $238,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 McPherson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 McPherson St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BRAGG LINDEN OAKS private · serves 3,733 people · EPA ID NC5043001
Water Source	Purchased surface water from HARNETT REGIONAL WATER
Last State Inspection	May 2026
Also Mapped Here	TOWN OF CAMERON
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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