146 McPherson Rd, Cameron, NC 28326 Property Records

Moore County property record for 146 McPherson Rd, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1978
Lot Size	12.8 acres (559,746 sqft)
Owner	2 Individual Names on Record
Tax Bill	$867 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`955301354204`

Property Details

APN / Parcel Number

Primary APN	`955301354204`
Alternative APNs	`00043029` `97008408`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Mobile/Manufactured
Exterior Material	Wood
Construction Type	Manufactured
Foundation Type	Footing
Roof Material	Metal
Lot Area	559,746 sqft (12.8 acres)
Garage Type	Detached
Garage Area	750 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	97008408
Street Address	146 MCPHERSON RD
City	CAMERON
State	NC
Zip	28326-9139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	HERRING LAND Q01 ADVLTAX MCPHERSON
Jurisdiction	MOORE NC
Township / Civil Division	10, LITTLE RIVER
Census Block Group	1
Census Block	1067
Census Tract	950504

Owner

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 MCPHERSON RD, CAMERON, NC 28326-9139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Oct 23, 2025	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage THE FEDERAL SAVINGS BANK
Oct 28, 2025	Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025
Deed Sale	Oct 23, 2025
Prior Sale	Aug 20, 2014 · Amount on Record
Deed Document Number	202515269
Deed Book / Page	6435 / 62
Prior Transfer Date	Aug 12, 2025
Prior Transfer Doc	006437/164
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	146 MCPHERSON RD, CAMERON, NC 28326-9139
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 MCPHERSON RD, CAMERON, NC 28326-9139

Mortgage

Document Number	006130/449
Date	Feb 20, 2024
Book Page	6130/449
Instrument	2024002059

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2025

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOORE NC
Recording Date	Oct 23, 2025
Property Address	146 MCPHERSON RD, CAMERON, NC 28326-9139
Document Number	0006435/62
Book / Page	6435 / 62
Map Reference	MB 19 PG 311
Instrument Date	Oct 22, 2025
Instrument	2025015269
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 MCPHERSON RD, CAMERON, NC 28326-9139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 MCPHERSON RD, CAMERON, NC 28326-9139

Mortgage

Document Number	2025015270
Date	Oct 23, 2025
Instrument	2025015270

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOORE NC
Recording Date	Oct 28, 2025
Property Address	146 MCPHERSON RD, CAMERON, NC 28326-9139
Document Number	006437/164
Book / Page	6437 / 164
Instrument Date	Aug 12, 2025
Instrument	2025015512
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 MCPHERSON RD, CAMERON, NC 28326-9139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 MCPHERSON RD, CAMERON, NC 28326-9139

Mortgage

Document Number	2025015513
Date	Oct 28, 2025
Instrument	2025015513

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$867.00 (-55.77%)	$206,660 (-55.74%) Land $136,960 Building $69,700
2025	$1,960.00 (+106.32%)	$466,900 (+113.59%) Land $148,900 Building $318,000
2024	$950.00 (-4.43%)	$218,600 (-) Land $148,900 Building $69,700	$218,600 (-53.18%) Land $148,900 Building $69,700
2023	$994.00	$218,600 Land $148,900 Building $69,700	$466,900 Land $148,900 Building $318,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 157 policies
Nearby Flood Policies	157 in force
Nearby Flood Claims	12 (2016–2018)
Most Recent Claim	Nov 2018 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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