146 McGougan Rd, Lumber Bridge, NC 28357 Property Records

Hoke County property record for 146 McGougan Rd, Lumber Bridge, NC 28357

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,104 sqft · built 2019
Lot Size	1.05 acres (45,910 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Feb 2020)
Tax Bill	$2,018 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`794630001281`

Property Details

APN / Parcel Number

Primary APN	`794630001281`
Alternative APN	`242790`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,104 sqft Living Area
1st Floor Area	1,020 sqft
Upper Floors Area	1,084 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	45,910 sqft (1.05 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	242790
Street Address	146 MCGOUGAN RD
City	LUMBER BRIDGE
State	NC
Zip	28357-8928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 RHEIBECK 4-128/4 HOUSE COMPLETE FOR 2020
Legal Subdivision	AND BEING DULY
Jurisdiction	HOKE NC
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1033
Census Tract	970401

Owner

146 McGougan Rd is owned and occupied by two individuals who bought it in February 2020.

Source: Hoke County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	146 MCGOUGAN RD, LUMBER BRIDGE, NC 28357-8928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 20, 2020	Warranty Deed, Transfer · VA Mortgage HOMESPIRE MORTGAGE CORP
Nov 14, 2019	Warranty Deed, Construction Loan · Construction Mortgage SELECT BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020 · Amount on File
Deed Sale	Feb 20, 2020 · Amount on File
Prior Sale	Nov 14, 2019 · Amount on File
Deed Document Number	20201181
Deed Book / Page	1298 / 75
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	146 MCGOUGAN RD, LUMBER BRIDGE, NC 28357-8928
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001427/957
Date	Feb 25, 2022
Book Page	1427/957
Instrument	1721

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	Feb 20, 2020
Property Address	146 MCGOUGAN RD, LUMBER BRIDGE, NC 28357-8928
Document Number	0001298/75
Book / Page	1298 / 75
Map Reference	MB 4128 PG 4
Instrument Date	Feb 20, 2020
Instrument	1181
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 374, HOPE MILLS, NC 28348-0374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 MCGOUGAN RD, LUMBER BRIDGE, NC 28357-8928

Mortgage

Document Number	0000001182
Date	Feb 20, 2020
Instrument	1182

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	Nov 14, 2019
Property Address	146 MCGOUGAN RD, LUMBER BRIDGE, NC 28357-8928
Document Number	01287/0113
Book / Page	1287 / 0113
Map Reference	MB 4128 PG 4
Instrument Date	Nov 13, 2019
Instrument	07138
Transaction Type	Construction Loan
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$68.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3727 LEGION RD, 3727, HOPE MILLS, NC 28348-8411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 374, HOPE MILLS, NC 28348-0374
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007139
Date	Nov 14, 2019
Instrument	07139

Lender

Name	SELECT BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 146 McGougan Rd was $2,018.

Source: Hoke County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Hoke County
Unified School District	Hoke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,018.00	$227,480 (-) Land $32,000 Building $195,480	$227,480 (-) Land $32,000 Building $195,480
2025	$2,018.00	$227,480 Land $32,000 Building $195,480	$227,480 Land $32,000 Building $195,480
2023		$227,480 Land $32,000 Building $195,480	$227,480 (-) Land $32,000 Building $195,480
2022	$2,018.00		$227,480 Land $32,000 Building $195,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 McGougan Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2016–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 McGougan Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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