Lawrence County property record for 146 McDowell Rd, Ethridge, TN 38456
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 1,400 sqft · built 1948 |
| Lot Size | 31 acres (1,353,409 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Aug 2005) |
| Tax Bill | $838 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 050042 03500 |
| Primary APN | 050042 03500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Attic | Attic |
| Attic Area | 1,400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,353,409 sqft (31 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 1,056 sqft |
| Carport | Carport |
| Carport Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 266 sqft |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Utility Building | 252 sqft |
| Pole Barn | 2,880 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 146 MCDOWELL RD |
|---|---|
| City | ETHRIDGE |
| State | TN |
| Zip | 38456-5134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 10 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 960300 |
Source: Lawrence County records · APN 050042 03500
Assessment roll updated January 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 MCDOWELL RD, ETHRIDGE, TN 38456-5134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK & TRUST |
| Nov 19, 2021 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2005 · Amount on Record |
| Deed Sale | Aug 24, 2005 · Amount on Record |
| Prior Sale | Feb 28, 1975 |
| Deed Book / Page | 202 / 481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 146 MCDOWELL RD, ETHRIDGE, TN 38456-5134 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 146 MCDOWELL RD, ETHRIDGE, TN 38456-5134 |
| Document Number | 0000656116 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 656/116 |
| Instrument | 21007715 |
| Name | HERITAGE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLUMBIA, TN 38401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 02, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 146 MCDOWELL RD, ETHRIDGE, TN 38456-5134 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 146 MCDOWELL RD, ETHRIDGE, TN 38456-5134 |
| Document Number | 0000656195 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 656/195 |
| Instrument | 21007731 |
| Name | HERITAGE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLUMBIA, TN 38401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $838.00 Additional exemption filed | $41,700 (-) Land $14,650 Building $27,050 | |
| 2023 | $838.00 Additional exemption filed | $41,700 (-) Land $14,650 Building $27,050 | |
| 2022 | $838.00 | $41,700 Land $14,650 Building $27,050 | $207,000 Land $98,800 Building $108,200 |
Source: FEMA National Flood Hazard Layer as of November 17, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 25 / 3 |
| Loretto Telephone Company DSL | 10 / 1 |
May also be available: AT&T, Verizon.
Based on FCC filings for 6 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAWRENCEBURG UTILITY SYSTEMS serves 21,244 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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